FFCCU Blog

You’re Receiving Inherited Money – Now What?

August 8, 2025 | By Nichole Coyle

By Nichole Coyle, CFP® So you’ve inherited money – what to do next? Receiving an inheritance can stir up a mix of emotions. Whether it’s expected or comes as a surprise, it’s common to feel overwhelmed by the possibilities, responsibilities, and even guilt. What should you do with the money? Should you pay off debt,… (read more)

Posted In: Guest Blog, Saving

Ohio Tax Free Weekend – Now Two Weeks (August 1 – 14, 2025)

August 1, 2025 | By Ryan Lucas

If you are of a certain age, you likely have fond memories (or at least memories) of back-to-school shopping. Searching for that perfect Trapper Keeper three ring binder on a sweltering August evening, the aisles packed. That’s because your parents probably waited until one special weekend to check off all or most of your list… (read more)

Posted In: FFCCU News and Info, Ignite, Local Events, Sparky's Kids Club

What Can a Home Equity Loan Be Used For?

July 18, 2025 | By Erin Mansfield

If you hear about “home equity loans” and have no idea what that even is – you aren’t alone! Though a very common financial option that opens up a world of possibilities to borrowers, these kinds of loans aren’t always explained in schools. Plenty of high school students wander into adulthood with no idea what… (read more)

Posted In: Lending

Investment Cheat Sheet: Choosing an Investment That Fits You

July 10, 2025 | By Nichole Coyle

As a Certified Financial Planner™, one of the most common questions I get is: “What’s the best investment for me?” The truth? Choosing an investment has no one-size-fits-all answer. The “right” investment depends heavily on your goals, time horizon, risk tolerance, and even tax situation. But if you’ve ever felt overwhelmed by all the investment… (read more)

Posted In: Guest Blog, Saving

5 First-Time Home Buyer Mistakes to Avoid

June 30, 2025 | By Beth Meyer

You have enough to worry about when it comes to buying your first home in today’s market. While FFCCU members are used to great rates from their credit union, rates overall are discouraging many buyers. Already low inventory is being exacerbated by private equity buying up single family homes and driving up prices. Throw in… (read more)

Posted In: Home Buying

Motorcycle Shopping Checklist: Ride Confidently into Your First Purchase

June 18, 2025 | By Ben Laurendeau

Buying your first motorcycle is a thrilling milestone, but it’s also a serious financial and lifestyle commitment. Whether you’re eyeing a sleek sport bike or a cruiser for weekend rides, following a smart motorcycle shopping checklist can help you ride off with confidence—and no regrets. Having gone through the process myself, there’s a few tips… (read more)

Posted In: Lending

Managing Moving Costs – Avoid These Mistakes

June 6, 2025 | By GreenPath

Moving Soon? Avoid These Common (and Costly) Mistakes… When it comes to moving, you’re in good company. According to Zillow, June is the most popular month to move, with many families and individuals packing up during the summer to take advantage of better weather and school breaks. Moving comes with more than just boxes and… (read more)

Posted In: Home Buying

529 Plan for Grandchildren – Can Grandma (or Other Family) Help?

May 29, 2025 | By Nichole Coyle

Happy 5.29 to all who celebrate – and everyone with a young student in their life should probably celebrate! We’ve covered 529 plans previously on the blog, but you might be wondering whether it’s a concern for family members outside of parents. For example, can you take out a 529 plan for grandchildren? Can aunts… (read more)

Posted In: Guest Blog, Saving, Sparky's Kids Club

Real Estate Market in 2025 – Buyer/Broker Agreements

May 23, 2025 | By Beth Meyer

If you’re stepping into the real estate market for the first time, you might have caught wind of recent news: commission rules have changed, and the way homes are bought and sold is shifting in 2025. While this may sound daunting, the good news is these updates are making the home buying process more transparent—and… (read more)

Posted In: Home Buying

Emergency Funds 101: Why You Need One & How to Build It

May 16, 2025 | By Nichole Coyle

If there’s one thing life loves to do, it’s throw surprises your way—some good, some… not so much. Whether it’s a sudden job loss, a major car repair, or an unexpected medical bill, financial emergencies can strike when you least expect them. That’s where an emergency fund comes in. Today, CERTIFIED FINANCIAL PLANNER™, Nichole Coyle,… (read more)

Posted In: Guest Blog, Saving