FFCCU Blog
How to Be Budget Friendly During Inflationary Times
If you’ve been to a store lately, you know the cost of everything has increased. This is due to inflation, which is the rate of increase in prices over a given period. Inflation occurs when the supply of money grows too large relative to the size of an economy. When this happens, the unit value… (read more)
Posted In: Tips For Managing Finances
Announcing our 2023 Scholarship Winners!
We are excited to announce our 2023 Ignite My Future Scholarship winners! As an organization, FFCCU is committed to people helping people. In that spirit, the Ignite My Future Scholarship recognizes deserving Club Ignite members who have demonstrated a commitment to their communities through volunteer activity. Scholarship winners receive $500 towards tuition for the fall… (read more)
Posted In: FFCCU News and Info, Ignite
Common Home Buying Myths
Thinking about buying a home, but feeling unsure about all the particulars? This is likely one of the largest purchases you’ll make in your lifetime. There is a lot of information floating around out there so it’s important to differentiate home buying facts from home buying myths. Today, guest blogger Nichole Coyle, Certified Financial PlannerTM… (read more)
Posted In: Uncategorized
Planning for Tomorrow: How Share Certificates Can Help Meet Long-Term Goals
What are you saving for? A rainy day or a wedding? A new car or a dream vacation when your kids graduate? Retirement? Whatever your goals, understanding the long-term savings options available to you can help you plan better for the future. When it comes to saving money – and using that money to earn… (read more)
Posted In: Saving, Tips For Managing Finances
Five Tips to Keep You on Track for Tax Season
Filing your taxes can be, well taxing, so it’s best to be as prepared as possible before the deadline. While it is true that most money-saving options to defer income or accelerate deductions are limited after Dec. 31, there are still many steps you can take to make your tax-filing experience less expensive and easier…. (read more)
Posted In: Tips For Managing Finances
Five Conservative Investment Options for Unusual Economic Times
Confused about certificates? Lamenting over loans? Today, guest blogger, Nichole Coyle, Certified Financial PlannerTM, discusses conservative investment options to help ride the current economic rollercoaster. Generally, more conservative investment options tend to work best for those who need shorter terms or need to diversify their portfolio and reduce overall risk exposure. These include your emergency… (read more)
Posted In: Uncategorized
Three tips to assist you in reaching your financial goals
A few months into the new year is a great time to check how those New Year’s Resolutions are doing. Hopefully you are on your way to reaching your financial goals. You may be like many where you are either on a roll, or you have lost some motivation. That’s okay because it’s still early in… (read more)
Posted In: Tips For Managing Finances
Navigating the Mortgage Maze: A Guide for Self-Employed and Non-Traditional Income Borrowers
You did it! You went out on your own with a great idea and built your business – and now you’re making a living doing what you love most: working for yourself. From one-person-shop plumbing businesses to freelance writers to personal trainers to small business owners of all shapes and sizes, the U.S. Bureau of… (read more)
Seven Ways to Organize Your Finances for 2023
January is a great time to create a checklist for yourself and set a plan for how you can better prepare your finances for the year ahead. This checklist will help you create a better plan of realistic goals for the short-term and long-term. Consumer Reports encourages you to be SMART about your finances. That… (read more)
Posted In: Uncategorized
Using A Mobile Wallet: a quick user guide
Have you ever used your phone to pay at your local pharmacy or grocery store? If not, you’re missing out on the convenience of your mobile wallet. A global study has predicted that around 60% of people worldwide will use digital wallets in 2023. And why not? A simple tap, and you’re good to go!… (read more)
Posted In: FFCCU News and Info, Member Perks, Membership: Info to Know