FFCCU Blog

Your Ultimate Guide to Applying for the 2023 Ignite My Future Scholarship

While you may not be thinking about how to pay for school yet, that fall tuition bill (for high school or college!) will be due before you know it. If you are a Club Ignite member, (or eligible to become one), you may be able to help fund your education with FFCCU’s Ignite My Future… (read more)

6 Money-Spending Habits That You Need to Ditch

Let’s get real; we all sometimes spend money unnecessarily. However, in certain cases, we overlook spending habits that may do more harm than good. Here are 6 common habits you may have gotten into and how to break them: 1. You Follow “Emotional Spending.” Have you succumbed to “emotional spending”? According to clinical psychologist Sheila Forman,… (read more)

9 Easy but Extreme Savings Tips That Could Put Money Back in Your Pocket

Are you a super money saver or someone that spends more freely? No matter your money mindset, you may be searching for ways to keep more hard-earned cash in your bank account. If you have almost thought of every possible way to save, here are some more extreme savings tips for those looking to take… (read more)

Six Tips to Keep you Safe this Holiday Season

Due to inflation, global shipping and delivery rates have been affected, so it’s best to get ahead of your holiday shopping. While you might consider doing your last-minute shopping online, Tokenex advises you to keep your eyes open because cybercriminals can be everywhere. In 2021, customers in the United States who utilized online shopping spent… (read more)

How This Rising-Rate/Low Inventory Housing Market Is Right For You

With the housing market on a proverbial roller coaster, it’s hard to know whether to buy a house now or wait until interest rates decline. In a recent study from Fannie Mae, 79% of those who responded stated that it’s a bad time to buy a house. However, it doesn’t all need to be doom and… (read more)

Easy Money Tips for Teens: Advice from a Club Ignite Member

A member from Club Ignite, Jacob Obloj, recently stopped in at the Parma branch to talk about his journey with FFCCU! While only 13, Jacob has learned the importance of saving and budgeting and has some important insights for our teen Club Ignite members. Here are some key lessons Jacob talked with us about:  … (read more)

Thank you to Our Veterans

This Veterans Day, FFCCU honors the 19 million veterans that have defended the United States. Veterans Day began as an armistice day in the country to commemorate the end of World War I. After a succession of several wars (World War II and the Korean War), the 83rd congress changed Armistice Day to Veterans Day… (read more)

Six Ways to Prepare for the Holiday Season 

The holidays are just around the corner and searching for a great deal for that special someone can get expensive. Thoughtful and memorable gifts do not have to break the bank. Allegecy says that the holidays do not have to cost an arm and a leg to make the day special. Going above and beyond with… (read more)

6 Ways a Most Rewards Credit Card Gives You the Upper Hand

If you think credit cards are scary, you’re part of the 26% of Americans that share the same opinion, according to the latest NerdWallet survey. However, when you get the right credit card for your needs and know how to use it, it can quickly become a valuable financial tool. And if you use it… (read more)

5 Tips to Jump-Start Your Savings Goals

This post is from our partners at GreenPath Financial wellness. If you need help managing your finances, GreenPath’s certified experts can advise you on budgeting, debt repayment options, and more.  It’s human nature. We’re all wired to meet our immediate wants, whether indulging in a tempting bowl of ice cream, spending more time than planned scrolling… (read more)