FFCCU Blog

Are You Planning on Traveling? Here’s How to Safely Travel in 2021

After months of  restrictions, Americans are ready to take that long-awaited vacation. Though traveling is on the rise, permanent changes stemming from the pandemic are likely to affect how we travel now and in the future. While vacations might look a bit different in a post-pandemic world, travel is making a strong comeback. According to… (read more)

Three Tried and True Facts About Personal Finances

?By GreenPath Financial Wellness No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future. Here are three tried and true facts to know about personal finance to get on the right… (read more)

Seven Things to Consider During a Market Decline

You’re feeling like a grown up – with a savings account, a checking account and you’ve even started investing. But all of a sudden the market seems to be going south, and you’re getting nervous about whether you’ve made the right financial planning decisions. Today, guest blogger Nichole Coyle, Certified Financial Planner™, talks about what… (read more)

Are You Saving for Your First Home? You’ll Want to Make Sure You Do These Five Things!

Are you saving for your first home? It’s an exciting event, but it’s also a big financial investment. To be able to make a purchase, you’ll need to have a down payment saved. It’s prudent to devote 20% of your home’s cost as the down payment. But that’s $40,000 on a $200,000 home – which… (read more)

Four Reasons To Refinance Your Mortgage

If you’re a homeowner, refinancing your home may have crossed your mind. With interest rates at historic lows, many people are taking advantage of locking in a lower rate for the duration of their mortgage loan. What is Refinancing? Refinancing your mortgage typically involves paying off your current mortgage with a new loan, typically at… (read more)

Seven Money Tips You Need to Know Before You Start College

As you prepare to head off to college this fall, guest blogger, Nichole Coyle, Certified Financial Planner™, has seven money saving tips to help you adjust to this new phase in your life. Get a Part Time Job There are plenty of part-time work opportunities right now, whether at the local retail store, serving or… (read more)

Want To Tap Into The Equity of Your Home? Here are a Few Differences Between a Loan and a Line of Credit.

When it comes time to tap into your home equity, it may be tough to decide which home equity product is right for you. Are you looking at tackling a big home renovation project you’ve been putting off? Is your son or daughter going to college, and you want to offset the cost of their… (read more)

Scoring FREEBIES This Summer! Free Activities to Keep Your Kids Entertained

There’s nothing better than scoring a good deal or getting something for free! We’ve got several different FREE items and printable activities to keep your child busy and engaged for the rest of the summer. Lego Magazine Subscription If your kid loves Legos, they can receive a free subscription to Lego Magazine.  The subscription includes… (read more)

Build Equity In Your Home With These Five Home Improvements

Owning a house is a long-term investment, and the goal is to have your property appreciate while you enjoy living in it. Upgrades and updates can help you increase your home’s value more quickly. When thinking about remodeling your home to increase its value, consider these five projects: Landscaping From buying a few new plants… (read more)

Are You Getting Ready to Go to College – Don’t Get Caught Off Guard By Hidden Expenses

Going to college is an exciting time. Maybe you have decided to go away from home for college, and you will be staying in a dorm for the year. Or perhaps you chose to stay and home and are planning on commuting. Whatever choice you make, here are four unexpected college expenses to plan for… (read more)