FFCCU Blog
Why you Need a Dare 2 Compare
As we enter the New Year, it’s a perfect time to take a look at your finances. Financial situations can change faster than the snowfall in January. So, you might not be taking advantage of all your options when it comes to saving your hard-earned cash. At FFCCU, we offer our Dare 2 Compare challenge,… (read more)
Posted In: Dare2Compare, Tips For Managing Finances
Alternatives to Spending that Holiday Cash: Best Savings Account Ideas for 2022
If you have been gifted money this holiday season, consider how you can save it rather than spending it all as soon as you receive it. Check out these six ideas on where to put your money. 1. Start or Add to an Emergency Fund for a Rainy Day Sometimes, extraordinary situations occur out… (read more)
Posted In: Saving, Tips For Managing Finances
Why it’s Critical to get a Home Mortgage Pre-approval
Homes are selling fast in today’s market thanks to the rising demand. So, it’s crucial to have a competitive edge compared to other buyers. One way to stand out: get preapproved. If you are on the hunt for your dream home, here are four reasons it’s vital to get a home mortgage pre-approval before… (read more)
Posted In: FFCCU Services, Mortgage
Year End Financial Planning
As we look to a new year, it’s a great time to engage in year-end financial planning. Whether you are starting from scratch or just need to review your existing goals, guest blogger Nichole Coyle, Certified Financial PlannerTM, walks you through what to consider as the year ends. Financial planning isn’t a one-time thing. Instead,… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Our Holiday Hoopla Contest is Back!
Our Holiday Hoopla Contest is back by popular demand! The 2021 contest kicks off on Wednesday December 1! Want to win? Here’s what you need to do: Get an Advantage Checking account (if you don’t have one already!) Opening an account is easy, just head over here. Swipe your Advantage Checking debit card 12 times… (read more)
Posted In: Checking, FFCCU News and Info, FFCCU Services, Member Perks, Membership: Info to Know
Buying a Car in 2021
The 2021 car market has been tough for those buying a car – new or used. Low dealer inventory, a global microchip shortage, and consumer demand are making it increasingly difficult and expensive to shop for new and used vehicles. According to Edmunds, used cars are more desirable to customers who either can’t find what… (read more)
Posted In: auto loans, FFCCU Services
Tips For Winning College Scholarships
According to the Education Data Initiative, the average cost of a college education is more than $35,000 per student per year. If you do the math, a four-degree can be upwards of $140,000. That’s a lot of money. The good news is scholarships can make your education a lot more affordable. Scholarships are monetary awards given… (read more)
Posted In: FFCCU Services, Ignite
Planning for Healthcare in Retirement
Healthcare in retirement; it’s not something that first comes to mind when thinking about our post-working days. But it’s an important piece of your retirement budget. Today, guest blogger Nichole Coyle, CFP, tells us what to plan for when considering healthcare in retirement. In general, people are living longer and health care inflation continues to… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Get your Holiday Budget Ready Now with These 4 Tips
It’s never too early to start budgeting for your holiday shopping! When you plan ahead, you’ll be able to enjoy the season without racking up a ton of debt. To get started, check out these helpful tips. Open A Club Account Consider opening a Holiday Club saving account for your holiday shopping’s expenses. What’s a Club… (read more)
Posted In: Tips For Managing Finances
Credit Unions and Banks: What’s the Difference?
What’s the difference between credit unions and banks? It’s a question we get a lot – especially from individuals who are looking for a financial institution for the first time. If you have regular banking needs, chances are you’ll find what you need at both credit unions and banks. These include checking and savings accounts, money… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Member Perks
