FFCCU Blog

Five Summer Job Ideas If You Need To Start Earning Money

With summer break coming up soon, you may be asking yourself, “How do I make a little extra money to save for the things I want?” That’s an easy answer: get a summer job! A summer job teaches you professional skills and is a great way to learn what you are passionate about while earning… (read more)

Why a Debit Card the Best Tool in Your Wallet

Debit or credit, that’s often the debate. While credit cards have their place, a debit card can indeed be the most valuable tool you have in your wallet every day. When you have a debit card, you can make easy and secure purchases online and in-person by directly drawing the money from your checking account…. (read more)

How to Create Safe and Exciting Summer Memories

Summer vacations may look a bit different this year. We’ve got a few safe alternative ways to create lasting memories this summer! Stay local: Pack a lunch and take a day trip to explore your local area and enjoy nature again. Go on a long hike through the Cleveland Metroparks, explore the trails at Cuyahoga… (read more)

Roth vs. Traditional IRA – What’s the Difference?

One of the most common questions I am asked when discussing retirement planning is, “What is the difference between a Roth and a Traditional IRA?” Both Individual Retirement Account (IRA) options are great ways to save for retirement. You can contribute to one or both types in any given year. However, there is a maximum… (read more)

How to Prepare for a Long Road Trip in your RV or Motorhome

With summer approaching, you may be thinking about cruising down America’s highways, camping in national parks, and enjoying the great outdoors! What better way to do that than in an RV or Motorhome! If this is your first time traveling with your rec vehicle, there four tips to help your adventures run smoother! Get Familiar… (read more)

Announcing the 2021 Ignite My Future Scholarship Winners

Thank you to all of the impressive students who applied to our first- Ignite My Future Scholarship. We are pleased to announce the winners of the 2021 scholarship.  Summer Hamilton Summer is a senior at Wellington High School. Her community engagement includes volunteering for Kiwanis Pancake Breakfasts and as a coach for Special Olympics. “I… (read more)

Thinking About Buying a New or Used Motorcycle? Here’s What You Need to Know!

Do you picture yourself cruising the open road on a motorcycle? The adrenaline coursing throughout your veins while cruising through rural backroads or open highways?  Maybe you’ve dreamt of driving across the country or just going out for an afternoon ride? Whichever motorcycle you’ve had your eye on, it’s a good idea to know a… (read more)

Six Questions Your Auto Dealer Hopes You Can’t Answer

Navigating auto loan financing can be quite a headache. But, unless you want to walk everywhere, it’s something that has to be dealt with. One of the biggest hurdles is figuring out the right approach and understanding who will be profiting from the transaction. To help you feel more prepared about the challenging parts of… (read more)

Buying Your First Car? What You Need to Know for a Smooth Process

You have your driver’s license, and now it’s time to think about buying your first car. Maybe you’ve been saving for a few years or planning on taking out a loan. Getting your first car can seem intimidating, but we’ve got a few tips on minimizing the stress and making it more enjoyable. Set Your… (read more)

Just Got Your Tax Refund? Here’s Four Tips on What You Should Do with It!

It’s tax refund season! For those who are lucky enough to receive one, now is the time to think about where it fits in your financial plan. Preparing for costs of living in advance lessens the burden you’ll feel by being caught off guard for things that may come your way this year. Prepping now… (read more)