FFCCU Blog
First Time Car Buyer Guide
As a first-time car buyer, you might expect an overwhelming experience ahead of you. Between getting a loan, picking the right car, and negotiating price, there’s a lot to juggle. Consider this guide before you hit the gas on grabbing the wheel of your first ride. Should You Be a First Time Car Buyer?… (read more)
Posted In: auto loans, Lending
Saving For Your Child’s Future
Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)
Posted In: Guest Blog, Saving, Sparky's Kids Club
American Credit Unions: 90 Years of “People Helping People”
American credit unions are celebrating International Credit Union Day (October 17, 2024). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Guest Blog, Member Perks, Membership: Info to Know
Why You Should Apply to Join Your Credit Union Board of Directors
Sometimes in the fall, you see the call: FFCCU is seeking nominees for our Board of Directors. It’s possible you’ve overlooked the message in the past. You might be thinking to yourself, “Surely, I can’t be part of a credit union board of directors? They won’t just nominate anyone, right?” But chances are, you can!… (read more)
Posted In: Board of Directors
The Rising Cost Of Youth Sports
The start of the school year is the kick-off (sometimes literally!) of the Fall and Winter sports seasons. But these cherished school activities are more expensive than ever to enjoy. Between inflation, the rising prevalence of travel leagues, and reduced funding for public school sports, the bill to pay has shot up. So how did… (read more)
Posted In: Ignite, Sparky's Kids Club
Small Business IRAs: Why Small Biz Owners Need to Think About Retirement Now
With an abundance of challenges to juggle—managing employees, satisfying customers, keeping the lights on—small business IRAs might have slipped your mind! Amid this chaos, it’s easy to push retirement planning to the back burner. However, helping secure your financial future is not just a good idea; it’s essential. Some IRAs are available to individuals, and… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Pain-Free Car Buying Tips
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)
Posted In: auto loans, Guest Blog
5 Resources for Expanding Financial Knowledge & Capability
FFCCU joins forces with our partner, trusted national nonprofit GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your financial capability. We often discuss expanding financial knowledge in connection to our Sparky Youth Savings and Ignite program for teens. However, as adults, we can benefit from a refresher or further learning to… (read more)
Posted In: Tips For Managing Finances
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
