FFCCU Blog

How to Choose the Right Credit Card for You

Choosing the best credit card for your lifestyle can have a considerable impact on your overall financial health. In an Ohio Credit Union League 2018 consumer survey, 73 percent of respondents stated they use at least one or two credit cards every month. Of those who regularly utilized credit cards, 39 percent carried up to… (read more)

3 Tips When Shopping For A Used Car

Buying a new car is a big deal. There’s a lot to think about: financing, gas mileage, warranty, number of passengers it can fit, and so on. But things get even more complicated when, instead of a new car, it’s a used car you’re shopping for. Going the used car route can be tricky, but… (read more)

Our Parma Branch Is Now Open

 

 

Ready to Buy Your First Home?

Do you ever ask yourself, “What do I have to show for my monthly rent payment?” If you do, it might be time to consider making your living situation more of an investment. Is it the right time for you to stop renting and buy your first home? There are a lot of steps and… (read more)

Service Changes Everything: A Better Way To Serve FFCCU Members

You’ve heard we’re building a new Parma branch, but it’s not just the brand new building that’s exciting. There’s something else important that is coming with the new location. We’re introducing a unique approach that allows you, our members, to have an individualized experience with any FFCCU Teammate, no matter what kind of banking you… (read more)

Protecting Yourself From ATM Skimming

ATM skimming. Skimmers on ATM and gas pumps have been a problem for years, but thieves are becoming more sophisticated with the skimming devices they use and how they hide them on machines, making them virtually invisible in some cases. Our Broadview Heights ATM (this location was closed and moved to Parma) was recently targeted… (read more)

Coming in July: The FFCCU Parma Branch

Our Broadview Heights branch will be moving down the road to a brand new branch in Parma! It will be less than a mile away and have so many new features. In mid-2019, the brand new building will be opening at 1222 W. Pleasant Valley Road, Parma (between McDonalds and Mr. Chicken). With the new… (read more)

Government Shutdown Solutions

Over the weekend, the partial government shutdown passed it’s 22nd day, making it the longest shutdown in history. Of the about 800,000 federal employees affected, nearly 380,000 have been furloughed (given a leave of absence) and the remainder continue to work without pay. While most people affected by the shutdown are located in the Washington D.C. area, workers going without pay can be found nationwide.

Six Ways to Prepare for Retirement

Planning for retirement can be daunting, leaving even the most-prepared individuals feeling anxious. In an Ohio Credit Union League 2018 consumer survey, 92 percent of respondents said they had at least one major financial concern about retirement. A majority of the survey’s respondents, about 74.6 percent, don’t plan to retire from full-time employment in the… (read more)

Using Science To Break Expensive Habits

We are each a walking collection of habits. The things we do define us, and the things we do often, our habits, truly shape our lives. Some habits cost us money, and when it’s a habit that we perform often, that money tends to add up. What Makes a Habit? A habit is essentially made… (read more)