FFCCU Blog

Five Tips to Keep You on Track for Tax Season

Filing your taxes can be, well taxing, so it’s best to be as prepared as possible before the deadline. While it is true that most money-saving options to defer income or accelerate deductions are limited after Dec. 31, there are still many steps you can take to make your tax-filing experience less expensive and easier…. (read more)

Five Conservative Investment Options for Unusual Economic Times

Confused about certificates? Lamenting over loans? Today, guest blogger, Nichole Coyle, Certified Financial PlannerTM, discusses conservative investment options to help ride the current economic rollercoaster.  Generally, more conservative investment options tend to work best for those who need shorter terms or need to diversify their portfolio and reduce overall risk exposure. These include your emergency… (read more)

Three tips to assist you in reaching your financial goals

A few months into the new year is a great time to check how those New Year’s Resolutions are doing. Hopefully you are on your way to reaching your financial goals. You may be like many where you are either on a roll, or you have lost some motivation. That’s okay because it’s still early in… (read more)

Navigating the Mortgage Maze: A Guide for Self-Employed and Non-Traditional Income Borrowers

You did it! You went out on your own with a great idea and built your business – and now you’re making a living doing what you love most: working for yourself. From one-person-shop plumbing businesses to freelance writers to personal trainers to small business owners of all shapes and sizes, the U.S. Bureau of… (read more)

Seven Ways to Organize Your Finances for 2023

January is a great time to create a checklist for yourself and set a plan for how you can better prepare your finances for the year ahead. This checklist will help you create a better plan of realistic goals for the short-term and long-term. Consumer Reports encourages you to be SMART about your finances. That… (read more)

Using A Mobile Wallet: a quick user guide

Have you ever used your phone to pay at your local pharmacy or grocery store? If not, you’re missing out on the convenience of your mobile wallet. A global study has predicted that around 60% of people worldwide will use digital wallets in 2023. And why not? A simple tap, and you’re good to go!… (read more)

Your Ultimate Guide to Applying for the 2023 Ignite My Future Scholarship

While you may not be thinking about how to pay for school yet, that fall tuition bill (for high school or college!) will be due before you know it. If you are a Club Ignite member, (or eligible to become one), you may be able to help fund your education with FFCCU’s Ignite My Future… (read more)

6 Money-Spending Habits That You Need to Ditch

Let’s get real; we all sometimes spend money unnecessarily. However, in certain cases, we overlook spending habits that may do more harm than good. Here are 6 common habits you may have gotten into and how to break them: 1. You Follow “Emotional Spending.” Have you succumbed to “emotional spending”? According to clinical psychologist Sheila Forman,… (read more)

9 Easy but Extreme Savings Tips That Could Put Money Back in Your Pocket

Are you a super money saver or someone that spends more freely? No matter your money mindset, you may be searching for ways to keep more hard-earned cash in your bank account. If you have almost thought of every possible way to save, here are some more extreme savings tips for those looking to take… (read more)

Six Tips to Keep you Safe this Holiday Season

Due to inflation, global shipping and delivery rates have been affected, so it’s best to get ahead of your holiday shopping. While you might consider doing your last-minute shopping online, Tokenex advises you to keep your eyes open because cybercriminals can be everywhere. In 2021, customers in the United States who utilized online shopping spent… (read more)