Category Archives: FFCCU Services
The Adopt-A-Family Program and the Power of Giving
With the gift giving season right at the doorstep, we’re getting the lists ready. If you haven’t already started shopping, you might be eyeing deals and setting your budget. There’s excitement and anticipation in bringing that perfect present to someone whose eyes will light up with appreciation. And while we all focus on our families… (read more)
Posted In: FFCCU Services
5 Reasons a Holiday Loan May be Right for You
Some financial institutions offer loans specifically intended to help borrowers cover holiday expenses. Between gifts, meals, travel, decorations, and more, the holidays can be a stressful and expensive time. Depending on your circumstances, it can sometimes help to take a small loan, typically to be repaid in a year or less. How can you know… (read more)
First Time Car Buyer Guide
As a first-time car buyer, you might expect an overwhelming experience ahead of you. Between getting a loan, picking the right car, and negotiating price, there’s a lot to juggle. Consider this guide before you hit the gas on grabbing the wheel of your first ride. Should You Be a First Time Car Buyer?… (read more)
Posted In: auto loans, Lending
American Credit Unions: 90 Years of “People Helping People”
American credit unions are celebrating International Credit Union Day (October 17, 2024). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Guest Blog, Member Perks, Membership: Info to Know
Pain-Free Car Buying Tips
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)
Posted In: auto loans, Guest Blog
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
How to Get the Best Used Auto Rate
For most of us, having a car to get around is a necessity. Unless you live in a large city and have access to a robust public transportation system, car ownership is a critical component of functioning in the modern world. Automobiles, generally speaking, also represent the second largest purchase(s) we make in our lives,… (read more)
Posted In: auto loans, Lending
Unlock Bonus Benefits with This Credit Union Checking Account
A checking account is so essential that it may not be something you think about often. As the main place where many of us keep our money, we use checking accounts every day. It is the hub of our financial life. Even if you have written off writing checks, this account is still the “home”… (read more)
Posted In: Checking
Rev & Ride: Getting a Credit Union Motorcycle Loan
Embarking on the exhilarating journey of purchasing your dream motorcycle involves more than just picking out the perfect ride. Before delving into the benefits of a credit union motorcycle loan, it’s crucial to conduct thorough research upfront. Whether you’re an experienced rider or a newbie exploring the world of motorcycles, this initial phase sets the… (read more)
What’s So Cool About FedNow Payments?
You may have heard about making “FedNow® payments” within the past year. If so, you may be confused about what exactly it is. While the purpose of the service is easy to grasp, the particulars can sound complicated. The rollout of the FedNow payments service poses an exciting new benefit to our members. I’d love… (read more)
Posted In: FFCCU Services
