Category Archives: auto loans
Pain-Free Car Buying Tips
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)
Posted In: auto loans, Guest Blog
How to Get the Best Used Auto Rate
For most of us, having a car to get around is a necessity. Unless you live in a large city and have access to a robust public transportation system, car ownership is a critical component of functioning in the modern world. Automobiles, generally speaking, also represent the second largest purchase(s) we make in our lives,… (read more)
Posted In: auto loans, Lending
5 Ways to Live Your Best #Van Life
After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)
Posted In: auto loans, Lending
Get A New Motorcycle for the Summer with These Five Tips
Summer is a great time to start looking for your next ride. As the weather heats up, you won’t want to miss the feeling of a warm breeze on your face as you casually cruise through park roads. Here are five steps to take to get the bike of your dreams and the motorcycle financing… (read more)
Posted In: auto loans, Tips For Managing Finances
How to Navigate New Car Financing in the 2022 Market
Driving past a car dealership rekindles memories of rows of shiny cars in all shapes and sizes. Nowadays, these same lots are vehicle ghost towns. The auto industry has experienced shortages of new vehicles, thanks to the pandemic and resulting supply chain issues like lack of microchips and other computerized parts modern cars require. If… (read more)
Posted In: auto loans
Four Reasons Refinancing Your Auto Loan Could Work for You
There have been many economic changes throughout the pandemic, including low-interest rates, stimulus payments, and supply shortages. But, low-interest rates won’t last forever. Here are four reasons you may consider refinancing before the rates creep up again. 1. You Want to Lower Your Interest Rate If your credit score has improved or interest rates have… (read more)
Posted In: auto loans
Buying a Car in 2021
The 2021 car market has been tough for those buying a car – new or used. Low dealer inventory, a global microchip shortage, and consumer demand are making it increasingly difficult and expensive to shop for new and used vehicles. According to Edmunds, used cars are more desirable to customers who either can’t find what… (read more)
Posted In: auto loans, FFCCU Services
What you “auto” know about getting an auto loan
Buying a car can be exciting, fun, and scary, all at the same time. This is particularly true if money is tight and you are trying to get the best deal or if you’ve never done it before. Many buyers focus their efforts on negotiating the best purchase price with a dealer, but fail to research… (read more)
Posted In: auto loans, Lending
