Category Archives: FFCCU Services

Tips for Your Student Loan Payment

College graduation can bring both excitement and anxiety for students gearing up for the next stage of life. Many are starting their professional careers with an overwhelming amount of debt and a burdensome monthly student loan payment. In this guest blog post from our friends at Ohio Credit Union League, you’ll get a picture of what some… (read more)

Stay or Go? – Home Equity vs Mortgage

Flashy new homes decked out with the latest design trends. You’re spotting them as you cruise through your city. You’re seeing them while idly scrolling Zillow. And they are definitely making an appearance on your favorite HGTV shows. It’s easy to feel like you’re missing out when you see a slick new construction. Could a… (read more)

Is Now the Time to Get a Home Equity Loan?

What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the value of a home,… (read more)

Summer Jobs for Teens: What to Know

Summers for high school students are no longer lazy days. Mandatory summer reading lists, the option to earn college credits through summer courses, driver’s ed requirements to start. Then add in making a little money, and it’s all competing for your limited time. With everything going on, finding a summer job can be more challenging… (read more)

Is This a Good Time to Buy a House?

Is this a good time to buy a house? You might be worried about interest rates that are still high, or maybe you heard that housing inventory is low. While those are factors, a lot more goes into determining if you’re ready than just the current housing market. Purchasing a house is a significant milestone… (read more)

Buying a House in 2024 – How to Make the Most of Your Mortgage

If you’re already searching, you probably know that buying a house in 2024 is a stressful prospect. Interest rates are still high at the moment as the Federal Reserve continues efforts to minimize inflation. And while we’ve heard that rates are likely to drop during the year, the question of when and how much is… (read more)

5 Benefits for When You Go Paperless

Why go paperless? If you’re still receiving your monthly account statement through the mail, you might wonder what all the fuss is about. After all, it’s probably a complicated process to switch over to e-statements – and you already have a way to receive your account info, right? …Right? Well, it might not be quite… (read more)

Your Ohio Scholarship Application Guide 2024

All the questions you have – and a few you didn’t even know you needed to ask! Education costs are higher than ever – and as a money-savvy teen, you’ve probably given some thought to how you’ll pay for school. Whether that means college, another year of high school expenses, or any other specialized post-grad… (read more)

Handling Holiday Stress: Family & Finances

Hustle and bustle and holiday lights. Much as the season is about cheer, time with friends and family, giving, and good feelings – there are also a lot of expectations. Holiday stress, seasonal affective disorder (did they have to name it S.A.D.?), and the fact that time moves much faster when you are busy.  Add… (read more)

Credit Union vs Bank: See the #CUDIFFERENCE

Credit Union vs. Bank: what are the differences? We’re posting today’s blog during the 24-hour stretch of our Member Appreciation Day (Celebrated October 13 at our Downtown Cleveland Branch and October 14 at all other FFCCU branches). So, while our valued members enjoy freebies and sweet treats, we want to address those folks who have… (read more)