Category Archives: FFCCU Services

The Difference Between Credit and Debit and Cash

What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)

Firefighters Community Credit Union Mobile App & Digital Banking – What You Need to Know

Fresh and futuristic features await! Whether you are upgrading from the previous Firefighters Community Credit Union mobile app, or diving into our digital banking experience for the first time, here are some essential tips to get you started on your digital banking journey. Keep in mind: all of the following applies to both online banking… (read more)

Hidden Costs of a DIY Home Remodel

Gloves? Check. Safety goggles? Check. Hammer hanging off of your carpenter jeans? Check. You’re ready to fulfill your HGTV dreams and dive into a much-needed DIY home remodel project. You’re going DIY with this because A) it will save on the cost, and B) you’ll have fun doing it. You’ve carefully budgeted for your project,… (read more)

Mobile Wallets & Payment Apps: is Mobile Pay Really Safe?

Still reticent to dive into the world of mobile payments? It’s easy to understand why. You’ve undoubtedly come across intimidating terms like ‘ransomware,’ heard horror stories about identity theft, or even had to scrub your own device after infestation from a virus (the days of LimeWire aren’t that far behind us). The idea of trusting… (read more)

6 Ways a Most Rewards Credit Card Gives You the Upper Hand

If you think credit cards are scary, you’re part of the 26% of Americans that share the same opinion, according to the latest NerdWallet survey. However, when you get the right credit card for your needs and know how to use it, it can quickly become a valuable financial tool. And if you use it… (read more)

Ways to Avoid a Cash Downturn with a Money Market Account

With this crazy economy, it’s more important than ever to stash some emergency cash. Thankfully, there are lots of great options for those looking to save. One fantastic choice is a money market account. What’s a Money Market Account?  Think of a money market account as a combination of a savings and checking account. Remember,… (read more)

5 Ways to Live Your Best #Van Life

After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)

Get A New Motorcycle for the Summer with These Five Tips

Summer is a great time to start looking for your next ride. As the weather heats up, you won’t want to miss the feeling of a warm breeze on your face as you casually cruise through park roads. Here are five steps to take to get the bike of your dreams and the motorcycle financing… (read more)

Outdoor Toys: How you Can use a Recreational Vehicle Loan for so Much more Than a Motorhome

Have you had your eye on a motorcycle or been itching to buy a jet ski? Maybe you’d love to go off-roading in an ATV, but you wonder how you’ll pay for it. The answer: a recreational vehicle loan. You may have thought these loans were just for big motorhomes or RVs. If so, think… (read more)

How to Navigate New Car Financing in the 2022 Market

Driving past a car dealership rekindles memories of rows of shiny cars in all shapes and sizes. Nowadays, these same lots are vehicle ghost towns. The auto industry has experienced shortages of new vehicles, thanks to the pandemic and resulting supply chain issues like lack of microchips and other computerized parts modern cars require. If… (read more)