Category Archives: FFCCU Services
Mobile Wallets & Payment Apps: is Mobile Pay Really Safe?
Still reticent to dive into the world of mobile payments? It’s easy to understand why. You’ve undoubtedly come across intimidating terms like ‘ransomware,’ heard horror stories about identity theft, or even had to scrub your own device after infestation from a virus (the days of LimeWire aren’t that far behind us). The idea of trusting… (read more)
Posted In: Checking
6 Ways a Most Rewards Credit Card Gives You the Upper Hand
If you think credit cards are scary, you’re part of the 26% of Americans that share the same opinion, according to the latest NerdWallet survey. However, when you get the right credit card for your needs and know how to use it, it can quickly become a valuable financial tool. And if you use it… (read more)
Posted In: FFCCU Services, Lending
Ways to Avoid a Cash Downturn with a Money Market Account
With this crazy economy, it’s more important than ever to stash some emergency cash. Thankfully, there are lots of great options for those looking to save. One fantastic choice is a money market account. What’s a Money Market Account? Think of a money market account as a combination of a savings and checking account. Remember,… (read more)
Posted In: FFCCU Services, Saving
5 Ways to Live Your Best #Van Life
After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)
Posted In: auto loans, Lending
Get A New Motorcycle for the Summer with These Five Tips
Summer is a great time to start looking for your next ride. As the weather heats up, you won’t want to miss the feeling of a warm breeze on your face as you casually cruise through park roads. Here are five steps to take to get the bike of your dreams and the motorcycle financing… (read more)
Posted In: auto loans, Tips For Managing Finances
Outdoor Toys: How you Can use a Recreational Vehicle Loan for so Much more Than a Motorhome
Have you had your eye on a motorcycle or been itching to buy a jet ski? Maybe you’d love to go off-roading in an ATV, but you wonder how you’ll pay for it. The answer: a recreational vehicle loan. You may have thought these loans were just for big motorhomes or RVs. If so, think… (read more)
Posted In: FFCCU Services, Lending
How to Navigate New Car Financing in the 2022 Market
Driving past a car dealership rekindles memories of rows of shiny cars in all shapes and sizes. Nowadays, these same lots are vehicle ghost towns. The auto industry has experienced shortages of new vehicles, thanks to the pandemic and resulting supply chain issues like lack of microchips and other computerized parts modern cars require. If… (read more)
Posted In: auto loans
Four Reasons Refinancing Your Auto Loan Could Work for You
There have been many economic changes throughout the pandemic, including low-interest rates, stimulus payments, and supply shortages. But, low-interest rates won’t last forever. Here are four reasons you may consider refinancing before the rates creep up again. 1. You Want to Lower Your Interest Rate If your credit score has improved or interest rates have… (read more)
Posted In: auto loans
Why it’s Critical to get a Home Mortgage Pre-approval
Homes are selling fast in today’s market thanks to the rising demand. So, it’s crucial to have a competitive edge compared to other buyers. One way to stand out: get preapproved. If you are on the hunt for your dream home, here are four reasons it’s vital to get a home mortgage pre-approval before… (read more)
Posted In: FFCCU Services, Mortgage