Category Archives: FFCCU Services
Four Reasons Refinancing Your Auto Loan Could Work for You
There have been many economic changes throughout the pandemic, including low-interest rates, stimulus payments, and supply shortages. But, low-interest rates won’t last forever. Here are four reasons you may consider refinancing before the rates creep up again. 1. You Want to Lower Your Interest Rate If your credit score has improved or interest rates have… (read more)
Posted In: auto loans
Why it’s Critical to get a Home Mortgage Pre-approval
Homes are selling fast in today’s market thanks to the rising demand. So, it’s crucial to have a competitive edge compared to other buyers. One way to stand out: get preapproved. If you are on the hunt for your dream home, here are four reasons it’s vital to get a home mortgage pre-approval before… (read more)
Posted In: FFCCU Services, Mortgage
Our Holiday Hoopla Contest is Back!
Our Holiday Hoopla Contest is back by popular demand! The 2021 contest kicks off on Wednesday December 1! Want to win? Here’s what you need to do: Get an Advantage Checking account (if you don’t have one already!) Opening an account is easy, just head over here. Swipe your Advantage Checking debit card 12 times… (read more)
Posted In: Checking, FFCCU News and Info, FFCCU Services, Member Perks, Membership: Info to Know
Buying a Car in 2021
The 2021 car market has been tough for those buying a car – new or used. Low dealer inventory, a global microchip shortage, and consumer demand are making it increasingly difficult and expensive to shop for new and used vehicles. According to Edmunds, used cars are more desirable to customers who either can’t find what… (read more)
Posted In: auto loans, FFCCU Services
Tips For Winning College Scholarships
According to the Education Data Initiative, the average cost of a college education is more than $35,000 per student per year. If you do the math, a four-degree can be upwards of $140,000. That’s a lot of money. The good news is scholarships can make your education a lot more affordable. Scholarships are monetary awards given… (read more)
Posted In: FFCCU Services, Ignite
Credit Unions and Banks: What’s the Difference?
What’s the difference between credit unions and banks? It’s a question we get a lot – especially from individuals who are looking for a financial institution for the first time. If you have regular banking needs, chances are you’ll find what you need at both credit unions and banks. These include checking and savings accounts, money… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Member Perks
What you “auto” know about getting an auto loan
Buying a car can be exciting, fun, and scary, all at the same time. This is particularly true if money is tight and you are trying to get the best deal or if you’ve never done it before. Many buyers focus their efforts on negotiating the best purchase price with a dealer, but fail to research… (read more)
Posted In: auto loans, Lending
Want To Tap Into The Equity of Your Home? Here are a Few Differences Between a Loan and a Line of Credit.
When it comes time to tap into your home equity, it may be tough to decide which home equity product is right for you. Are you looking at tackling a big home renovation project you’ve been putting off? Is your son or daughter going to college, and you want to offset the cost of their… (read more)
Build Equity In Your Home With These Five Home Improvements
Owning a house is a long-term investment, and the goal is to have your property appreciate while you enjoy living in it. Upgrades and updates can help you increase your home’s value more quickly. When thinking about remodeling your home to increase its value, consider these five projects: Landscaping From buying a few new plants… (read more)
Why a Debit Card the Best Tool in Your Wallet
Debit or credit, that’s often the debate. While credit cards have their place, a debit card can indeed be the most valuable tool you have in your wallet every day. When you have a debit card, you can make easy and secure purchases online and in-person by directly drawing the money from your checking account…. (read more)
Posted In: Checking
