Category Archives: Guest Blog

How to Brace for Increasing Housing Prices: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium rose by 21% between May 2022 and May 2023. Combine this with increasing housing prices, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in… (read more)

Empower Your Kids with a Student Savings Account

Learning how to manage money wisely is an important skill that can set children up for financial success in life. But it’s harder to explain the value of money in a society that is increasingly cashless. When children don’t see real money being exchanged, it’s harder for them to grasp the basic concepts around how… (read more)

Financial Planning and Divorce

Divorce can be one of the most challenging life events. It is an emotional time and can bring about significant changes. Among the many adjustments that follow divorce, achieving financial independence can be intimidating. However, with careful planning, customized strategies, and a positive mindset, it is possible to regain financial stability and independence post-divorce. Here… (read more)

What is a Certified Financial Planner?

Managing your personal finances can be stressful. Are you saving enough for retirement? Will you have enough set aside to help your kids with college expenses? Are you dealing with any debt? Are you confident about your current savings and investment decisions? There are subtleties, legalities, best practices, and changing rules that influence all of… (read more)

Six ways to use a 529 Savings Plan

May 29th is National 529 savings plan Day. What better time is there to showcase 529 savings plans, their tax benefits, and their many uses? Guest blogger, Nichole Coyle, CFP® CSLP®, breaks down what to know about a 529 savings plan and it’s uses.   What is a 529 savings plan? It’s a state-sponsored savings… (read more)

Tips for Your Student Loan Payment

College graduation can bring both excitement and anxiety for students gearing up for the next stage of life. Many are starting their professional careers with an overwhelming amount of debt and a burdensome monthly student loan payment. In this guest blog post from our friends at Ohio Credit Union League, you’ll get a picture of what some… (read more)

BNPL – Buy Now/Pay Later Risks & Alternatives

Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans that some retailers – often online merchants – may offer at the time of purchase. They are increasingly popular in the travel and leisure… (read more)

2024 Tax Changes – Tips for Filing

For many people, filing a tax return each year is a dreaded chore. You acclimated to the previous year’s expectations – but what will 2024 tax changes bring? Filing needn’t be so stressful. A little preparation and knowledge can ensure you submit on time and take advantage of any credits and deductions that will lower… (read more)

10 Tips to Protect Seniors from Elder Financial Abuse

Preventing Elder Financial Abuse and Exploitation… In today’s guest blog, our friends from Ohio Credit Union League will break down 10 great tips to try and prevent elder financial abuse: The rise in elder financial abuse – defined by any sort of theft or scam that exploits vulnerabilities in a senior’s trust or capacity –… (read more)

Money Saving Tips for 2024

The new year can bring the promise of a fresh start. Many people make resolutions to eat healthier, work out more, or spend more time enjoying a hobby. Resolutions are promises we make to ourselves that will help improve our lives in some way. So, why not resolve to be more financially prepared in 2024?… (read more)