Category Archives: Guest Blog
College Savings: Money Tips for College Students and their Parents
High School Seniors: Whether you are waiting to hear back from early decision entries or are still sending out applications, in less than a year, you’ll be arriving on campus for the first time. There’s a lot to plan for: class selection, dorm life needs, social clubs – and, of course, all of the particulars… (read more)
Posted In: Guest Blog, Ignite
The Procrastinator’s Guide to Holiday Savings
Every year you promise to be better about holiday savings as November and December kick off a season. That means celebrating, family, feasting, and contrary to your plans…a lot of spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last… (read more)
Posted In: Guest Blog, Saving
The Art of Giving: Charitable Donation Tax Deductions & Lessons for Future Generations
We contribute to charities for various reasons. While the potential for charitable donation tax deductions are a valuable benefit, there are more sincere motivations for giving. Some individuals give simply to experience the pure joy of helping others. Others do so out of a strong sense of social responsibility or to drive the changes they… (read more)
Posted In: Guest Blog
Learning About Money – 4 Tips for Your Kids
Tips to Teach Children How to Save and Spend Learning about money is an essential step in a child’s education. Early comprehension empowers kids to develop good spending habits from an early age. Then, as they get older, they will utilize those tips and make smart financial choices for their own families. The complexities of… (read more)
Posted In: Guest Blog, Ignite, Sparky's Kids Club
Retirement Planning: Roth IRA Conversion
The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)
Posted In: Guest Blog, Saving
Fall Vacation Ideas – Travel on a Budget
At the first dip in the temperature, out come the plastic ghosts and pumpkin drinks! Like it or not, autumn vibes are upon us, and for those still scrambling for fall vacation ideas, that’s putting the pressure on! This week, we feature an article from our friends at the Ohio Credit Union League with some… (read more)
Posted In: Guest Blog, Tips For Managing Finances
The Difference Between Credit and Debit and Cash
What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)
Posted In: Checking, Guest Blog
6 Financial Tips for Life After Graduating College
When you’re graduating college, there are a lot of financial decisions to make. Many you are quickly aware of, while some you may take some time to learn. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, is here to give you a shortcut to information that can help you be a step ahead! 1. Student Loans Most people… (read more)
Posted In: Guest Blog, Ignite, Tips For Managing Finances
College Savings with a 529 Plan
May 29th is National 529 Day. This week Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, talks about what a 529 plan is and recent changes that have made this education investment vehicle even more attractive. A 529 plan is a college savings account that allows you to save money for your child’s (or other family member’s) college… (read more)
Posted In: Guest Blog, Saving
Wondering how to Fortify Your Investment Portfolio? Read These Great Tips!
Understanding yourself (your needs, wants, and emotional impulses) is one of the most effective ways to start your investing journey. After all, it was Aristotle who said, “Knowing yourself is the beginning of all wisdom.” Whether you are just beginning your investment journey or have been down that road for some time, it’s valuable to… (read more)
Posted In: Guest Blog, Tips For Managing Finances
