Category Archives: Guest Blog
Retirement Planning: Roth IRA Conversion
The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)
Posted In: Guest Blog, Saving
Fall Vacation Ideas – Travel on a Budget
At the first dip in the temperature, out come the plastic ghosts and pumpkin drinks! Like it or not, autumn vibes are upon us, and for those still scrambling for fall vacation ideas, that’s putting the pressure on! This week, we feature an article from our friends at the Ohio Credit Union League with some… (read more)
Posted In: Guest Blog, Tips For Managing Finances
The Difference Between Credit and Debit and Cash
What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)
Posted In: Checking, Guest Blog
6 Financial Tips for Life After Graduating College
When you’re graduating college, there are a lot of financial decisions to make. Many you are quickly aware of, while some you may take some time to learn. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, is here to give you a shortcut to information that can help you be a step ahead! 1. Student Loans Most people… (read more)
Posted In: Guest Blog, Ignite, Tips For Managing Finances
College Savings with a 529 Plan
May 29th is National 529 Day. This week Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, talks about what a 529 plan is and recent changes that have made this education investment vehicle even more attractive. A 529 plan is a college savings account that allows you to save money for your child’s (or other family member’s) college… (read more)
Posted In: Guest Blog, Saving
Wondering how to Fortify Your Investment Portfolio? Read These Great Tips!
Understanding yourself (your needs, wants, and emotional impulses) is one of the most effective ways to start your investing journey. After all, it was Aristotle who said, “Knowing yourself is the beginning of all wisdom.” Whether you are just beginning your investment journey or have been down that road for some time, it’s valuable to… (read more)
Posted In: Guest Blog, Tips For Managing Finances
9 Ways to Fight Inflation and Secure Your Retirement
According to the Bureau of Labor Statistics, we are experiencing record inflation: 9.1% as of June 2022. We haven’t seen inflation this high since the early 1980s. The higher inflation goes, the less each dollar you have and earn is worth. If that sounds scary or confusing, check out what our guest blogger, Nichole Coyle… (read more)
Posted In: Guest Blog, Saving
Compounding: The Power of Saving Now
You know how important it is to save, but did you know it’s also critical to start saving now? Starting to save today, and not in two days, two weeks or two months can make a huge difference. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, talks about compound interest, its benefits, and why you should start saving… (read more)
Posted In: Guest Blog, Saving
How a 529 Plan Could Help You Save for Higher Education
May 29th is National 529 Plan Day. In celebration, Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, breaks down the details of a 529 plan and the advantages and disadvantages of using one to save for education expenses. You may have heard the stats – Americans owe nearly $1.75 trillion in student loan debt, spread out among about 43 million… (read more)
Posted In: Guest Blog, Saving