Category Archives: Home Buying
Buying a New Home This Month? Read these 10 Tips!
Are you buying a new home this year? Since the beginning of the pandemic, the housing market has exploded, bringing both low-interest rates and low housing inventory. Whether you’re a first-time homebuyer or already own a home, it’s a good idea to be prepared. Keep reading to learn more about buying a new home this spring. Top… (read more)
Posted In: Home Buying, Mortgage
6 Reasons to Get Your Mortgage with a Credit Union
If you are on the house hunt, chances are you’ll need a mortgage to go along with it. While you might be inclined to head to a bank or mortgage-specific lender, a credit union may be your best option. Here are six reasons why choosing a credit union for your home mortgage is a win… (read more)
Posted In: Home Buying, Mortgage
Are You Saving for Your First Home? You’ll Want to Make Sure You Do These Five Things!
Are you saving for your first home? It’s an exciting event, but it’s also a big financial investment. To be able to make a purchase, you’ll need to have a down payment saved. It’s prudent to devote 20% of your home’s cost as the down payment. But that’s $40,000 on a $200,000 home – which… (read more)
Posted In: Home Buying
Four Reasons To Refinance Your Mortgage
If you’re a homeowner, refinancing your home may have crossed your mind. With interest rates at historic lows, many people are taking advantage of locking in a lower rate for the duration of their mortgage loan. What is Refinancing? Refinancing your mortgage typically involves paying off your current mortgage with a new loan, typically at… (read more)
Posted In: Home Buying
Five Things You Need to Know When Buying a Home in a Competitive Market
Mortgage rates are at historic lows, and it may be the perfect time for you to purchase a home. The major downside is, there are not enough homes for sale to meet the high demand! With the housing marking so competitive right now, here are five tips to help you buy the home of your… (read more)
Posted In: Home Buying, Mortgage
Biggest Mortgage Mistakes to Avoid – What Not To Do!
Taking out a mortgage to purchase a home is a big decision; it is likely you’ll be borrowing a significant amount of money that will take several decades to repay. Because this is a significant milestone, it’s crucial to avoid common mortgage mistakes that could cause you to pay too much or miss out on… (read more)
Posted In: Home Buying, Lending, Mortgage
Safely Buying a Home During the Coronavirus Pandemic: What You Need to Know!
Posted In: Home Buying, Mortgage
The Benefits of Refinancing Your Mortgage
The Benefits of Refinancing Your Mortgage If you’re a homeowner, refinancing your home may have crossed your mind. With interest rates at historic lows, many people are taking advantage of locking in a lower rate for the duration of their mortgage loan. What is Refinancing? Refinancing your mortgage typically involves paying off your current mortgage… (read more)
Posted In: Home Buying, Lending, Mortgage
Whoa, Baby! Getting a Mortgage Loan While on Maternity Leave
Congratulations on starting your family! It’s exciting, but you may need more room to grow. Being a first-time homeowner is also thrilling, but a mortgage loan and maternity leave may not be what you have in mind. You may hope that your baby will arrive once you’ve settled into your new place. But life doesn’t… (read more)
Posted In: Home Buying, Lending
Member Service: How Can We Help You?
There’s no doubt about it that credit unions are different. We take member service seriously As members, you’re part owners and have a stake in what happens. Keep reading to learn more about how we differ and what we can help you with today. How Does Our Member Service Differ? And according to the World… (read more)
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