Category Archives: Saving
Credit Union Youth Month: An All-Ages Guide to Raising Money-Smart Kids
Money habits start earlier than you think. As parents and guardians, teaching kids about money might feel overwhelming—but the truth is, financial literacy can (and should!) start young, Whether you’re showing a preschooler how to save coins in a jar or helping your teenager manage their first checking account, age-appropriate money lessons lay the foundation… (read more)
Posted In: Ignite, Sparky's Kids Club
Cut the Holiday Spending and Make Memories
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)
Posted In: Guest Blog, Saving
Saving For Your Child’s Future
Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)
Posted In: Guest Blog, Saving, Sparky's Kids Club
The Rising Cost Of Youth Sports
The start of the school year is the kick-off (sometimes literally!) of the Fall and Winter sports seasons. But these cherished school activities are more expensive than ever to enjoy. Between inflation, the rising prevalence of travel leagues, and reduced funding for public school sports, the bill to pay has shot up. So how did… (read more)
Posted In: Ignite, Sparky's Kids Club
Retirement Savings Plan Items You Might Have Overlooked
Retirement is something we look forward to at the end of our careers. Life after work does not look the same for everyone, but there are some often overlooked considerations. Ahead are 12 retirement savings plan details you might not have considered. 1. Healthcare Costs Many people underestimate the cost of healthcare in retirement…. (read more)
Posted In: Saving
Empower Your Kids with a Student Savings Account
Learning how to manage money wisely is an important skill that can set children up for financial success in life. But it’s harder to explain the value of money in a society that is increasingly cashless. When children don’t see real money being exchanged, it’s harder for them to grasp the basic concepts around how… (read more)
Posted In: Guest Blog, Sparky's Kids Club
Teaching Financial Literacy at Sparky’s Kids Club Financial Fest
Everybody loves summer fun, so getting back in the groove of classes and homework can be a struggle. But getting an early start to the school year doesn’t sound particularly exciting either. So what’s a kid to do? That’s where our mascot, Sparky, steps in: with a fun, family event teaching financial literacy that will… (read more)
Posted In: Sparky's Kids Club
Having Cash on Campus: Student Finances While Attending School
Managing student finances during your college years can be challenging, but it’s also essential. Establishing financial stability while in school is not only about making ends meet, but also setting the foundation for a secure future. Here are ten key strategies to work towards and maintain financial stability while on campus. Create a Realistic… (read more)
Holiday & Vacation Savings – Seasonal Satisfaction with Club Accounts
A few years of missed opportunities from being cooped up and our always-busy lives have made many of us more eager than ever to hit the road, get out on the waves, or take off to a new destination. But the rising cost of… well, everything is making vacation planning more stressful than it used… (read more)
Posted In: Saving