Category Archives: Tips For Managing Finances

Small Business IRAs: Why Small Biz Owners Need to Think About Retirement Now

With an abundance of challenges to juggle—managing employees, satisfying customers, keeping the lights on—small business IRAs might have slipped your mind! Amid this chaos, it’s easy to push retirement planning to the back burner. However, helping secure your financial future is not just a good idea; it’s essential. Some IRAs are available to individuals, and… (read more)

5 Resources for Expanding Financial Knowledge & Capability

FFCCU joins forces with our partner, trusted national nonprofit GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your financial capability. We often discuss expanding financial knowledge in connection to our Sparky Youth Savings and Ignite program for teens. However, as adults, we can benefit from a refresher or further learning to… (read more)

Financial Planning and Divorce

Divorce can be one of the most challenging life events. It is an emotional time and can bring about significant changes. Among the many adjustments that follow divorce, achieving financial independence can be intimidating. However, with careful planning, customized strategies, and a positive mindset, it is possible to regain financial stability and independence post-divorce. Here… (read more)

What is a Certified Financial Planner?

Managing your personal finances can be stressful. Are you saving enough for retirement? Will you have enough set aside to help your kids with college expenses? Are you dealing with any debt? Are you confident about your current savings and investment decisions? There are subtleties, legalities, best practices, and changing rules that influence all of… (read more)

2024 Tax Changes – Tips for Filing

For many people, filing a tax return each year is a dreaded chore. You acclimated to the previous year’s expectations – but what will 2024 tax changes bring? Filing needn’t be so stressful. A little preparation and knowledge can ensure you submit on time and take advantage of any credits and deductions that will lower… (read more)

Love Hurts: Tips for Dealing with Romance Scams

If you’re a frequent reader of the FFCCU blog, you know by now that financial scammers are clever, adaptable, and completely without shame. The latest scheme is always around the corner, and old stand-bys get a fresh coat of nefarious paint as technology advances or changes come to the way we live our lives and… (read more)

10 Tips to Protect Seniors from Elder Financial Abuse

Preventing Elder Financial Abuse and Exploitation… In today’s guest blog, our friends from Ohio Credit Union League will break down 10 great tips to try and prevent elder financial abuse: The rise in elder financial abuse – defined by any sort of theft or scam that exploits vulnerabilities in a senior’s trust or capacity –… (read more)

Handling Holiday Stress: Family & Finances

Hustle and bustle and holiday lights. Much as the season is about cheer, time with friends and family, giving, and good feelings – there are also a lot of expectations. Holiday stress, seasonal affective disorder (did they have to name it S.A.D.?), and the fact that time moves much faster when you are busy.  Add… (read more)

Credit Score Range – Higher Score Benefits

High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)