Category Archives: Tips For Managing Finances
The Realities of Paying Off Student Loans
College graduates in Ohio are entering the workforce with high hopes, bright futures, and plenty of student loans. The average annual cost of tuition in Ohio was $14,804 for the 2016-2017 academic year, according to CollegeCalc. That’s $1,218 higher than the U.S. average and ranks Ohio as the 20th most-expensive state or district in which… (read more)
Posted In: Tips For Managing Finances
Car Ownership vs. Ridesharing
Ridesharing or owning a car. Transportation accounts for 17% of an average American’s spending. This is inconsistent with what financial counselors typically recommend, which is to limit transportation costs to 15% of one’s income, max. And it’s only getting worse! In 2016, the average monthly payment on a new car surpassed $500 per month for… (read more)
Posted In: Tips For Managing Finances
Do You and Your Money Care About the Same Things?
As the old adage goes “Actions speak louder than words.” On the topic in question, it is fair to say spending is an action that implies values. Which explains why the nature of finances can be so personal, and challenge us to ask the question, what do we value? Is it: Family? Friends? Health? Happiness?… (read more)
Posted In: Tips For Managing Finances
Another FREE Benefit for Members!
Membership at FFCCU has tons of perks and benefits, including this one! For years, we’ve offered the services of Accel, a financial assistance partner., to our membership. Today, we’re happy to announce that Accel is now part of GreenPath Financial Wellness. Now we’re able to offer members even more support to ensure they accomplish their financial… (read more)
Posted In: Member Perks, Tips For Managing Finances
How Much Do You Spend on Gifts?
As soon as Thanksgiving dinner is over and we’re all nursing a food hangover, we’re encouraged to get out and get shopping. A lot of us end up shopping for ourselves of course. After all, who can resist some of these deals? They’re technically good investments, right? And, of course, some of us take the… (read more)
Posted In: Tips For Managing Finances
Protect Yourself From Holiday Scams
With the holiday season in full swing, fraudsters are at the edge of their seats ready to steal your information. Shopping is now at its peak for the year, both in stores and online. But don’t forget about all of the other avenues where you could fall victim to holiday scams. Traveling for the holidays… (read more)
Posted In: Tips For Managing Finances
Live a Financially Healthy Life with Accel
Accel is a program provided by GreenPath, Inc., a non-profit financial wellness organization that was founded in 1961. As a member of FFCCU, you have access to Accel’s certified experts who will help you live a financially healthy life. One of those experts is Bill Fowlkes, part of the GreenPath Partner Relations team that works… (read more)
Posted In: Member Perks, Tips For Managing Finances
Erika Lauren Shares Her FFCCU Story
Hey y’all! It’s your radio pal Erika Lauren! I wanted to share with you my experience at Firefighter’s Community Credit Union! They have truly helped me get back on track with my finances, and I am forever grateful that I decided to become a member! Here is my story…
Posted In: FFCCU News and Info, FFCCU Services, Tips For Managing Finances
Home Buyer Checklist
As a home buyer, being prepared can not only lower your stress level, but it can also empower you. Following these five steps, you’ll be empowered to make a good decision. You’ll also have more power to negotiate the best deal for yourself. A Checklist for Home Buyers Establish Your Budget: Check out our finance calculator to… (read more)
Posted In: Lending, Tips For Managing Finances
