Category Archives: Tips For Managing Finances

Hey, Millennials! Are You Making These Credit Card Mistakes?

  Credit cards are a nice thing to have. After all, if you want to travel, spend a little extra during the holidays, or buy a large-ticket item like a Smart TV, you can use a card. But if you misuse your credit, you may damage your financial health. And if you don’t know what… (read more)

Stimulus Check: How to Prioritize for Your Financial Wellness

This post is from our partners at GreenPath Financial wellness. If you’re not sure how to handle your U.S. stimulus check, GreenPath has some excellent tips. The coronavirus (COVID-19) pandemic has had a financial impact on millions of Americans. Thankfully, some relief is on the way in the form of a stimulus check. Lawmakers recently… (read more)

How Will COVID-19 Impact Financial Markets

As financial markets react to the global spread of the COVID-19 virus, anxiety levels increase. Investors are rightfully worried about the virus, as the global economy had already been rattled by the 2-year U.S.-China trade war, as well as the recent oil price war between Saudi Arabia and Russia. Social distancing is having a clear… (read more)

Coronavirus Outbreak: How to Keep Your Finances Healthy

The Coronavirus (COVID-19) outbreak has wreaked havoc locally and globally. Aggressive social distancing rules have caused many to lose their jobs or experience a reduction in income. If you’re worried about your financial health, you have every right to be. However, you don’t have to allow COVID-19 to attack your finances. Remain calm, and don’t… (read more)

Avoid Teenage Money Problems with These Top Financial Tips for Teens

Hey, teens! Your parents may give you some cash toward the things you want to buy, but you may feel better if you could earn and save money to put towards your goals. This is why it’s important to know how to handle personal finances and why we’re giving you financial tips for teens. These are… (read more)

In a Cash Crunch Due to the Coronavirus? Use These Tips! (#3 May Surprise You)

As COVID-19 continues to spread in the U.S., many are starting to feel in a cash crunch. Businesses, schools, and other institutions are canceling events, closing offices, or allowing employees to work remotely to protect the health and safety of others. It’s crucial now more than ever to stay as financially healthy as possible due… (read more)

Saving for Retirement: How Millennials Can Save Money

Retirement might not be at the top of your list in your 20s and 30s for several reasons, but did you know that right now is the best time to start saving for retirement? Among other reasons, which I’ll get to, don’t worry! Starting now rather than waiting a year or two to take advantage… (read more)

Tax Refund: Top 3 Ways to Use Your Money Wisely

So you’re thinking about using your tax refund to book that spectacular 14-night Alaskan cruise you’ve always wanted to take. Or perhaps you want to use the money to buy that awesome entertainment system you’ve had your eye on for months so that you can watch Netflix in style. Errr! Whoa! Slow down. Before you… (read more)

Certified Financial Planner, Nichole Coyle, Helps You with Your Financial Planning

When it comes to financial planning, you may stumble around in the dark. Don’t do that because you can really hurt yourself! Instead, take advantage of FFCCU member benefits such as financial planning services offered through Cetera Advisor Networks. In fact, we’d like to introduce you to Nichole Coyle, a CERTIFIED FINANCIAL PLANNER™, who works… (read more)

How to Understand Credit Scores

Credit scores. Why does a three-digit number cause many people anxiety and stress? After all, it’s just a number. Right? Well, your credit score indicates how likely you’ll repay your debt. Credit unions, banks, and lenders use scores to decide if they’ll approve you for loans or credit cards. The tricky part is that you… (read more)