Checking Accounts
Checking Accounts at FFCCU Offer Ease and Accessibility with These Features:
- e-Alerts
- ATM and VISA®Debit Cards
- e-Statements
- No minimum balance
- FREE bill pay
- FREE online banking
- FREE Mobile App
- More than 36,000 ATMs
KUDOS!
I was connected to this credit union through my employer back in 1989. I don’t know where to begin on how life changing my membership has been. The entire staff is wonderful regardless of branch...
Drew M.
Big kudos to the West Side CLE branch. I secured my new car loan with a rate better than what the dealer was offering. FFCCU has always been my go-to for car loans for this very reason!
-Bridget E.
I work with banks and credit unions on a daily basis, and FFCCU goes above and beyond to help its members. Thank you all for making the process easy to understand and treating me like a person.
-Jennifer
Our family has benefited from over 30 years of outstanding service with Firefighters Community Credit Union. Thanks for the prompt response to my online live chat question.
-Jeffery K.
Tiffany Zifcak worked with me on my recent home equity loan and did an amazing job. She made the process quick and easy for me. Will be using FFCCU for more of my financial needs in the future.
-Mike K.
Berto was awesome. I joined up today as a brand new member, and he helped in every possible way to make the process smooth and complete. Thanks, Berto!
Karen
Erica Irons went above and beyond for our home loan! In spite of storm damage causing our branch to close, she made our transaction smooth. I love FFCCU in Willoughby ❤️
Mary Kay & Joe
Shared branching lets me, as a member of an out-of-town credit union, access FFCCU’s services. I have never had a bad experience working with FFCCU and appreciate that they have helped me make large d...
-Paul P.
Our Financial Service Rep spoke with the travel agency directly to ensure payment for our dream vacation made the deadline. The process reaffirmed that FFCCU is the best credit union for us!
-The Freeborns
I called about a car loan for my daughter, who is a student, and Sumintra helped determine the best option. I have been a member for 25+ years, and always get great answers and help with our financial...
-Sandy
I needed a new vehicle loan, and FFCCU beat other interest rates so dramatically it was a no “brainer.” I was so happy with the service I am switching all of my checking and savings over. Kudos...
-Amy B.
I experienced a problem with an automatic withdrawal. Emily provided lots of information on how to handle it and secured a refund. More than that: she gave me moral support, when I was feeling very up...
Irene
Protect Yourself with Overdraft Privilege
We know life can be hectic, and people make honest mistakes—that’s why we offer Overdraft Privilege on our Checking Accounts! This way you don’t have to worry about the embarrassment and hassle of postponing transactions and you can move on with the more important things. So what exactly is Overdraft Privilege? This coverage will allow transactions to process even when funds from your primary checking account are short.* This includes automatic bill pay deductions, checks and/or other ACH transactions.
Here are two example scenarios:
You have automatic bill pay set up, however; funds in your checking account were short. Because you have Overdraft Privilege, we would process that auto payment up to $500 including the $30 fee. This way you’re not late on making your payment and you don’t incur any additional fees from the payee.
You wrote three checks, each exceeded the available balance in your checking account. With Overdraft Privilege protection, we would still process and pay those three checks up to $500 including the three $30 fees to do so. This way you aren’t charged any bounced check fees from the payee or their institution.
Want Overdraft Protection on Your Visa® Debit Card, too?
Getting Overdraft Protection on your Visa® Debit Card allows transactions to process even when funds from your primary checking account are short. You can elect this coverage through Online Banking by logging in and clicking on the “Other Services” tab, or contact a friendly FFCCU Teammate for assistance!
*For each transaction short of funds, FFCCU will assess a $30 fee. The Overdraft Privilege will cover up to $500 total, including the fees. There are no daily limits on the number of overdraft fees or charges. You have 30 days from initial overdraft to bring your account to a positive balance. FFCCU reserves the right to revoke this service at any time. We may refuse to pay an overdraft at any time, even though an account is in good standing and even though we may have previously paid overdrafts for an account. You may contact FFCCU at any time to revoke your consent for this service.