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Avoid Teenage Money Problems with These Top Financial Tips for Teens

Hey, teens! Your parents may give you some cash toward the things you want to buy, but you may feel better if you could earn and save money to put towards your goals. This is why it’s important to know how to handle personal finances and why we’re giving you financial tips for teens. These are… (read more)

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Desktop Page Banner Mobile Page Banner Kudos Slider KUDOS! Love dealing with FFCCU, from personal loans, motorcycle loans, R.V. loans, they’ve got you covered and it’s easy. We’ll be doing a lot more business in the future and recommending others do the same. -Jason C. Thanks to Elizabeth for tracking down the reason my debit… (read more)

Taking Control of Credit Card Interest Rates

Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead.   WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)

Protect Yourself From Identity Theft During The Upcoming Holiday Season With These 8 Tips

As the holiday season approaches, it’s a good idea to be on high alert for any fraudulent attacks and phishing attempts. Being scammed isn’t fun. And when fraud is committed, it can wreak havoc on your life and personal finances, especially when credit cards are involved. If you fall victim to identity theft, you are not alone, and help is available… (read more)

Credit Union vs Bank: See the #CUDIFFERENCE

Credit Union vs. Bank: what are the differences? We’re posting today’s blog during the 24-hour stretch of our Member Appreciation Day (Celebrated October 13 at our Downtown Cleveland Branch and October 14 at all other FFCCU branches). So, while our valued members enjoy freebies and sweet treats, we want to address those folks who have… (read more)

Thank you to Our Veterans

This Veterans Day, FFCCU honors the 19 million veterans that have defended the United States. Veterans Day began as an armistice day in the country to commemorate the end of World War I. After a succession of several wars (World War II and the Korean War), the 83rd congress changed Armistice Day to Veterans Day… (read more)

ONLINE PRIVACY POLICY

OUR ONLINE PRIVACY PRACTICES Keeping financial and personal information secure is one of our most important responsibilities. Firefighters Community Credit Union (FFCCU) is committed to protecting the information of our members and other visitors who use our website. We value your trust and handle all personal information with care. As with information we collect through… (read more)

HELOAN Terms & Tips

A HELOAN (Home Equity Loan) is a form of second mortgage that provides you with a strong and reliable option to meet your financial goals. HELOANs may be used for home renovations, or really any significant expense like travel, education, medical needs, etc. As a borrower, you always want to approach a loan as informed… (read more)

Retirement Planning: Roth IRA Conversion

The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)

Loans

Loans Whether you’re buying a vehicle, purchasing a home, looking to consolidate debt or seeking assistance financing tuition, we can help. We even offer a variety of personal and emergency loans which provide enough money to get you back on your feet again. There’s no need for pay-day-lenders, when you have a real, partner like… (read more)