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How to Be Budget Friendly During Inflationary Times

If you’ve been to a store lately, you know the cost of everything has increased. This is due to inflation, which is the rate of increase in prices over a given period. Inflation occurs when the supply of money grows too large relative to the size of an economy. When this happens, the unit value… (read more)

Five Things You Need to Know When Buying a Home in a Competitive Market

Mortgage rates are at historic lows, and it may be the perfect time for you to purchase a home. The major downside is, there are not enough homes for sale to meet the high demand! With the housing marking so competitive right now, here are five tips to help you buy the home of your… (read more)

8 Documents You Need for a Mortgage Application

In this competitive market, you may be rushing to finish a mortgage application to secure the house of your dreams. However, if you want to get ahead, you’ll need to collect the correct documents, so your process is as smooth as possible. Here are eight documents you need for a mortgage application. 1. Tax Returns,… (read more)

Additional Services

Additional Services Important Forms and Documents Change of address form Direct Deposits and Wire Transfers Do you need to update your insurance information with us? Please update your new and correct information through Allied Insurance. Call: 800.523.6404 -OR- 800.998.0762 Fax: 800-709-4820 Online: www.myinsuranceinfo.com Need assistance? Call us at 216.621.4644 for help!

What is a Certified Financial Planner?

Managing your personal finances can be stressful. Are you saving enough for retirement? Will you have enough set aside to help your kids with college expenses? Are you dealing with any debt? Are you confident about your current savings and investment decisions? There are subtleties, legalities, best practices, and changing rules that influence all of… (read more)

TruStageā„¢ Insurance

Insurance the Credit Union Wayā€‹ Insurance protection is part of a solid financial plan. Thatā€™s because dependable coverage ensures financial relief when you need it most. And along the way, that coverage means youā€™ll take comfort in knowing youā€™re protected. Founded on nearly 80 years of working together with credit unions, TruStage makes a variety… (read more)

6 Financial Tips for Life After Graduating College

When you’re graduating college, there are a lot of financial decisions to make. Many you are quickly aware of, while some you may take some time to learn. Nichole Coyle, CERTIFIED FINANCIAL PLANNERā„¢, is here to give you a shortcut to information that can help you be a step ahead! 1. Student Loans Most people… (read more)

Tips and Tricks to Combat Inflation.

You hear the term mentioned frequently these days: Inflation. But it makes you wonder, what is inflation? TheĀ Bureau of Labor StatisticsĀ defines inflation as ā€œthe overall general upward price movement of goods and services in an economy.ā€ For the rest of us, it just means weā€™re all paying more for just about everything.Ā  Ā  While inflation… (read more)

Financial Assistance

Enjoy Free Access to Financial Assistance with Greenpath Financial Experts As a valued member of FFCCU, your financial health is our priority, so weā€™ve partnered with the trusted national nonprofit GreenPath Financial Wellness to offer you free financial counseling, guidance, and educational resources. GreenPath is here to support you in making decisions that make your… (read more)

How to Get Your Credit Back on Track

“How do I get my credit back on track?” According to data from the second quarter of 2019 from Experian, the average FICOĀ® Score* in the U.S. is 703, which is considered “good” by most lenders. If your credit was damaged in the past because of divorce, missed payments, or bankruptcy, but you’ve taken steps… (read more)