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Biggest Mortgage Mistakes to Avoid – What Not To Do!

Taking out a mortgage to purchase a home is a big decision; it is likely you’ll be borrowing a significant amount of money that will take several decades to repay. Because this is a significant milestone, it’s crucial to avoid common mortgage mistakes that could cause you to pay too much or miss out on… (read more)

Savings

Personal Savings Account Start on Your Savings Journey with FFCCU As a member-owned not-for-profit, our growth is tied directly to yours. When you open a savings account at FFCCU you become a member, and part owner of our credit union. A savings account is a simple, straightforward way to earn dividends and establish ownership. A… (read more)

Travel and Holiday Savings Accounts

Travel and Holiday Savings Accounts Club savings accounts are a smart way to save your money for future goals or for a rainy day. Whether you’re planning your dream vacation or saving for Christmas shopping, a club account is a great addition to your financial planning. Put small savings away each month through payroll deduction,… (read more)

How to Understand Credit Scores

Credit scores. Why does a three-digit number cause many people anxiety and stress? After all, it’s just a number. Right? Well, your credit score indicates how likely you’ll repay your debt. Credit unions, banks, and lenders use scores to decide if they’ll approve you for loans or credit cards. The tricky part is that you… (read more)

High Interest Homerun: How Interest Hikes Benefit Certificate Rates

Making a financial investment can be like lining up a grand slam: swing too early or too late, and you miss your best opportunity! Soaring interest rates have been throwing a curveball at many financial plans as new loans become a pricey proposition. But there is a way you can benefit from rising rates and… (read more)

Understanding Credit Card Do’s and Don’ts: How to Build Your Credit

Healthy credit history is an important part of significant milestones in life. You’ll need good credit to qualify for mortgages, auto loans, and sometimes even a new job. Plus, when you use your credit wisely, it can help save you money, secure better interest rates and more. If you’re just starting out with a credit… (read more)

6 Steps To Adult-Level Financing

It’s a good thing we learned about things like rhombuses, isosceles triangles, and covalent bonds in high school, right? We tend to use this knowledge on a daily basis and it often saves our lives. Without courses that covered this stuff, we would have had to learn useless things like how to be financially stable,… (read more)

Five Easy Tips to Make the Most of your Summer Vacation

Travel is finally back in full swing; something we can all be thankful for this year. While staycations and remote-working vacations have been all the rage since 2020, pre-pandemic vacationing is making a comeback in 2022. According to Booking.com, 60 percent of travelers from a 24,000-person survey claimed they are looking to meet new people… (read more)

Alternatives to Spending that Holiday Cash: Best Savings Account Ideas for 2022

If you have been gifted money this holiday season, consider how you can save it rather than spending it all as soon as you receive it. Check out these six ideas on where to put your money.   1. Start or Add to an Emergency Fund for a Rainy Day Sometimes, extraordinary situations occur out… (read more)

Just Got Your Tax Refund? Here’s Four Tips on What You Should Do with It!

It’s tax refund season! For those who are lucky enough to receive one, now is the time to think about where it fits in your financial plan. Preparing for costs of living in advance lessens the burden you’ll feel by being caught off guard for things that may come your way this year. Prepping now… (read more)