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Home Equity Loans

It’s Good to Have Options Get a home equity loan or line of credit, the choice is yours. Home equity loans are a great low-rate option when you want to tackle big home improvements, consolidate debt, or pay for college. And, depending on what you use the funds for, the interest may even be tax… (read more)

Tips For Winning College Scholarships

According to the Education Data Initiative, the average cost of a college education is more than $35,000 per student per year. If you do the math, a four-degree can be upwards of $140,000. That’s a lot of money.  The good news is scholarships can make your education a lot more affordable. Scholarships are monetary awards given… (read more)

Why Having an Investment Strategy is Important for the Long-Term

In this blog post about from guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, she explores the importance of having an investment strategy. Read on to learn more. Investing and Finding Where You Put Money That You Want to Save Hiding your money under a mattress, as an investment strategy, is probably not a good idea…. (read more)

6 Tips on How to Help Pay for College

Do you dream of attending a certain college or university? There is more to consider than SAT or ACT scores. You also need to consider cost. Since the 1980s, university prices have doubled and continue to exceed a standard cost of living. It is time to hunker down and crunch some numbers more than ever…. (read more)

Stay or Go? – Home Equity vs Mortgage

Flashy new homes decked out with the latest design trends. You’re spotting them as you cruise through your city. You’re seeing them while idly scrolling Zillow. And they are definitely making an appearance on your favorite HGTV shows. It’s easy to feel like you’re missing out when you see a slick new construction. Could a… (read more)

Don’t Whip Out Your Credit Card Yet: How to Put a Pause on Social Media Spending

Sometimes it’s hard not to get sucked into your screen. One day you’re scanning posts on your favorite social media site, and you see something that gives you the itch to reach for your wallet. It’s easy for social media to captivate us with dream-like images, whether it’s a picture of a sandy beach in… (read more)

EMV Chip Protection

FFCCU is pleased to announce that we are one of the first financial institutions in northeast Ohio to offer EMV chip protection to its members. EMV technology uses a microchip on your credit card to encrypt your financial information. It’s more secure than just the magnetic strip that’s on the back of your credit card now…. (read more)

Are You Planning on Traveling? Here’s How to Safely Travel in 2021

After months of  restrictions, Americans are ready to take that long-awaited vacation. Though traveling is on the rise, permanent changes stemming from the pandemic are likely to affect how we travel now and in the future. While vacations might look a bit different in a post-pandemic world, travel is making a strong comeback. According to… (read more)

Preventing Identity Theft

If you’ve been a victim of identity theft, you’re not alone. Thirty-three percent of Ohioans reported that they’d been victimized by fraud and/or identity theft in a year-end 2016 survey conducted by the Ohio Credit Union League. More could have suffered at the hands of fraudsters without knowing it yet. In 2015, Ohio had the… (read more)

ICU day 2024/Member Appreciation

HELP SUPPORT OUR COMMUNITIES! To celebrate International Credit Union Day, we’re giving back to our local communities through a special event: bring in a donation of canned/non-perishable food to benefit Feeding America/Second Harvest, and receive a free gift as a token of our appreciation. Your contribution helps fight hunger and make a difference in our… (read more)