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How Can Sticking to a Budget be Less Problematic?
While many Ohio consumers plan to start 2017 off with a household budget, sticking to that budget may pose a problem. Data from a consumer survey conducted by the Ohio Credit Union League reveals 75 percent of respondents plan to start the new year off with a household budget, but 45 percent of those respondents… (read more)
Posted In: FFCCU News and Info, Saving
Do you know the credit union difference?
Did you know there’s an International Credit Union Day? There is! Annually, the third Thursday of October celebrates how credit unions across the nation help members reach their financial dreams through a “member first” philosophy. But why celebrate this? Because credit unions ARE different. And members have a stake in what happens, as part owners…. (read more)
Posted In: Membership: Info to Know
Common Home Buying Myths
Thinking about buying a home, but feeling unsure about all the particulars? This is likely one of the largest purchases you’ll make in your lifetime. There is a lot of information floating around out there so it’s important to differentiate home buying facts from home buying myths. Today, guest blogger Nichole Coyle, Certified Financial PlannerTM… (read more)
Posted In: Uncategorized
9 Easy but Extreme Savings Tips That Could Put Money Back in Your Pocket
Are you a super money saver or someone that spends more freely? No matter your money mindset, you may be searching for ways to keep more hard-earned cash in your bank account. If you have almost thought of every possible way to save, here are some more extreme savings tips for those looking to take… (read more)
Posted In: Tips For Managing Finances
P2P Payments
P2P Payments Reach Out and Pay Someone Now it’s easier to share costs with your friends and family, without cash or checks, and pay them instantly from afar. FFCCU accounts can be linked to P2P payment apps such as Venmo and Cash App so you can send and receive money from friends and family in… (read more)
Advantages of Buying a Used Car: What’s the Deal?
A lesson in the advantages of buying a used car. You’re sitting on the couch watching Netflix when your phone chimes. Your friend sent you a text. “Hey! I just bought a slick new car. It has a killer technology package and a wicked sound system. Dude! You have to see it. Hit me back… (read more)
Posted In: FFCCU Services, Lending, Lending
5 Ways to Live Your Best #Van Life
After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)
Posted In: auto loans, Lending
Are You Getting Ready to Go to College – Don’t Get Caught Off Guard By Hidden Expenses
Going to college is an exciting time. Maybe you have decided to go away from home for college, and you will be staying in a dorm for the year. Or perhaps you chose to stay and home and are planning on commuting. Whatever choice you make, here are four unexpected college expenses to plan for… (read more)
Posted In: Ignite
Credit Score Range – Higher Score Benefits
High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)
Posted In: Tips For Managing Finances
Ways to Avoid a Cash Downturn with a Money Market Account
With this crazy economy, it’s more important than ever to stash some emergency cash. Thankfully, there are lots of great options for those looking to save. One fantastic choice is a money market account. What’s a Money Market Account? Think of a money market account as a combination of a savings and checking account. Remember,… (read more)
Posted In: FFCCU Services, Saving
