Take the Dare2Compare Challenge and See What You Could Save!

Take our “Dare 2 Compare” challenge to see how much money FFCCU could potentially save you. Just take 5 minutes to fill out our Account Review Form, and we’ll get in touch with you to schedule a face-to-face meeting.

You’ll meet with an FFCCU Teammate for about 30 minutes to see what we can do to help you save money! Schedule online, call 216.621.4644, or text 216.621.4644 to make an appointment. We’ve met with dozens of Northeast Ohioans and have been able to save some of them thousands in interest and finance charges!

Not a member yet? We can still meet and discuss your options. If you like what you see, then you can join our credit union that day.

KUDOS!

The live chat team always does an outstanding job handling my frequent use of online messaging. I’m hearing impaired and prefer messaging to phone calls. They handle all my issues quickly and thorough...

-Denny J.

Beth and Kathy were excellent to work with. They answered every question I had and every phone call I made. I loved those two.

-Alan S.

I have been a member since 2011. Everyone has always been very helpful and quick to respond. There have also been steady improvements year after year, especially with online banking. I love supporting...

Eric

The loan process was quick and easy. One of the FFCCU teammates told me about loan options when I was at the branch – by the time I was home 10 minutes later – they had already checked in.

-John S.

Whenever I have questions and start a chat I always receive a quick response with all my questions thoroughly answered. Just wanted to say THANK YOU!

-Jerry T.

Beth was great to work with! Super responsive. The entire process was so smooth and easy!

-Brooke G.

Big kudos to the West Side CLE branch. I secured my new car loan with a rate better than what the dealer was offering. FFCCU has always been my go-to for car loans for this very reason!

-Bridget E.

Our Financial Service Rep spoke with the travel agency directly to ensure payment for our dream vacation made the deadline. The process reaffirmed that FFCCU is the best credit union for us!

-The Freeborns

We want to give a shout out to Margaret from the Emerald Branch, she was excellent in helping us with our accounts. She made it easy to understand and to do. She even came in on her day off to help us...

John D.

I cannot thank Tilisha at the Willoughby branch enough for going above and beyond to get my auto loan approved. It was a pleasure to work with her. Words can’t express how appreciative I am.

-Percaker G.

I cannot say enough good things about the individuals I have worked with – especially when my card number was stolen. The service I have had is why I have moved all my accounts to FFCCU. KUDOS!

-David H.

I needed a new vehicle loan, and FFCCU beat other interest rates so dramatically it was a no “brainer.” I was so happy with the service I am switching all of my checking and savings over. Kudos...

-Amy B.

More Kudos!

How Can An Account Review Help Me?

People often have old debt with high-interest rates that may have seemed like a good deal in the past, but things can change. After improving a credit score, getting a raise, or just budgeting differently, you may find those rates are higher than you deserve. This may be costing you more money each month than you realize. Since FFCCU is a not-for-profit, we’re often able to offer lower rates than banks and other financial institutions!

Dare2Compare Success Stories

Set up an account review and we’ll sit down with you to look over your finances, and see what we may do to improve your financial health. Whether you have a car loan, a mortgage, accounts with multiple institutions, student loans, whatever! We can help! We’ve done it before, many times. Don’t believe it? Read a few of our Dare2Compare Success Stories from real people who boosted their savings.

Kevin was interested in a signature loan to smash some debt. Tonja did a Dare2Compare and found it wouldn’t help much. Instead, she recommended a home equity loan, saving Kevin $26,000 in interest over 15 years and nearly $1,500/month in minimum payments!

When John was looking to lower his monthly bills a Dare2Compare found that he still had 10 years left on his mortgage, at a 9.0% interest rate – ultimately costing him $42,000! After refinancing, John was able to save a total of $25,000 in interest on the life of his loan!

During an routine stop at her local branch, Kathy was referred to one of our Financial Services Reps for a FREE account review. With the help of our expert teammates and our EasyPay discount, Kathy cut her auto loan payment down by $155.00 a month!

Trisha helped Lori refinance her mortgage, saving her $60,000 in interest charges for the life of her loan. Lori also refinanced her auto loan and opened a Great Rate Visa card with a low 1.99%.APR that she can use to transfer any remaining high-interest debts.

We’re Not Just for Firefighters!

Membership is available to anyone who lives, works, worships or attends school in these Ohio Counties: Cuyahoga • Geauga• Lake • Lorain• Medina• Portage • Summit

Not a member? Join today and become part of over 30,000 other Northeast Ohioans who are enjoying the perks of membership at our credit union!

Schedule Your Account Review Today!

Firefighters Community Credit Union is fully committed to the financial success of our members! Completing an account review gets you one step closer. What are you waiting for? Please complete this preliminary information. We’ll have one of our Financial Service Representatives reach out to you. Your privacy is very important to us. Firefighters Community Credit Union will never share or sell your personal information.

Firefighters Community Credit Union is fully committed to the financial success of our members! Completing an account review gets you one step closer.

Account Review Information
What are you waiting for? Please complete this preliminary information. We'll have one of our Financial Service Representatives reach out to you. Your privacy is very important to us. Firefighters Community Credit Union will never share or sell your personal information.
Contact Information (Required)
Name
First Last
Email*
Phone*
Zip Code*
Are you an FFCCU member?*
Primary FFCCU Branch
Who do you primarily bank with?

Income / Expenses (Optional)
This information will help you and our team prepare for your account review. If you don't have this information ready now, you can skip this section or click "save and continue" and complete this section later. For the appointment, please bring in all up-to-date bills/statements and anything that is relative to your finances so that we can provide you with the best available options.

Helpful Account Review Information: Income • Auto Loans • Mortgages • Rent • Credit Cards • Other Loans • Checking Accounts • Savings
Annual Income $
Other Household Income $
Please list "other" expenses that significantly impact your personal finances.
Accounts You Want to Review
Choose what information you want to include in your account review submission. As you click the checkboxes, the form will expand allowing you to fill in what you wish.
Your Savings / Checking Accounts
(Optional. Select all that apply and provide any information you have available.)
Selection
- Checking Accounts
- Certificates / IRAs / Money Markets / Savings / Other Investments
Checking Accounts
Checking Account #1
Balance $
Interest Rate %
Monthly Fee $
Minimum Fee $
Minimum Balance $
Annual Fee $
Checking Account #2
Balance $
Interest Rate %
Monthly Fee $
Minimum Fee $
Minimum Balance $
Annual Fee $
Savings & Investments
Investments
(Certificates / IRAs / Money Markets / Other)
Type of Account
Institution Your Account With
Balance $
Type of Account
Institution Your Account With
Balance $
Type of Account
Institution Your Account With
Balance $
Type of Account
Institution Your Account With
Balance $
Savings Account #1
Balance $
Interest Rate %
Monthly Fee $
Minimum Balance $
Annual Fee $
Savings Account #2
Balance $
Interest Rate %
Monthly Fee $
Minimum Balance $
Annual Fee $
Your Loans
(Optional. Select all that apply and provide any information you have available.)
Selection
- Credit Cards
- Home Finances: Mortgages, Equity Lines
- Vehicle Loans
- Other Loans
Credit Card #1
Type of Card
Current Interest Rate %
Balance $
Credit Card #2
Current Interest Rate %
Type of Card
Balance $
Vehicle Loan #1
Interest Rate %
Monthly Payment $
Balance $
Months Remaining in Loan Term
Vehicle Make
Vehicle Model
Vehicle Year
Vehicle Loan #2
Interest Rate %
Monthly Payment $
Balance $
Months Remaining in Loan Term
Vehicle Make
Vehicle Model
Vehicle Year
Mortgages, Home Equity, HEL/LOC
Mortgage #1
Interest Rate %
Balance $
Monthly Payment $
Months Remaining in Loan Term
Home Equity, HE/LOC
Interest Rate %
Balance $
Monthly Payment $
Months Remaining in Loan Term
Additional Loan Obligation
Type of Loan
Interest Rate %
Monthly Payment $
Balance $
Please Read Carefully Before Submitting:
I/we understand that this information has been supplied in order for Firefighters Community Credit Union (FFCCU) to conduct a review of my/our financial situation to determine if there are any opportunities to save money. I understand that I/we are under no obligation to open an account or accept any product/service from FFCCU. I also understand that FFCCU is under no obligation to provide financial credit to me/us. This statement is submitted to obtain my credit report and certifies that I/we have read and understood the Financial Review Offer. I/we agree that inquiries may be made to verify the information and that credit references or verification may be given based on inquiries from other parties. Any future offers are subject to the credit policies of FFCCU. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that the credit reporting agencies maintain separate credit histories on each individual upon request. I/we understand I/we have the right to review my/our credit history by contacting the credit reporting agencies. The Ohio Civil Rights Commission administers compliance with this law. This form is protected by reCAPTCHA and the Google | Privacy Policy | Terms of Service
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Bill Deighton

Bill has over 40 years of experience in credit unions and previously served as Chair of the Board of Directors for 30 years. Bill is a retired Captain of the Cleveland Fire Department. Along with his credit union experience, he has served for 16 years on the Ohio Police and Fire Pension Fund Board. He believes that credit unions are powered by providing the best customer service to members. Bill volunteers at St. Ambrose Parish and the Fire Museum renovation. Bill and his wife live in Brunswick and have two grown children.

Anthony Missig

Tony is honored to have been the current Board Director since 1999. He has been a credit union member of Cleveland Fire Fighter since 1988. Tony graduated with a BA degree in Business from Hiram College and an MBA from Baldwin Wallace College. He is currently an Assistant Chief with the Cleveland Fire Department.

Ben Laurendeau

Ben Laurendeau has been employed in the credit union industry since 1987 in a variety of positions. Ben has held the position of President/CEO with Firefighters Community Credit Union since January of 2005. Ben holds an Associate Degree in Accounting from Terra Community College, A Bachelor Degree in Accounting from Tiffin University and a Master of Business Administration Degree from Baldwin Wallace University. Ben serves as a Director on the Ohio Credit Union League Services Corporation Board and serves on the Ohio Credit Union League Audit Committee.

Gary D. Arbeznik

Gary is a lifelong resident of Greater Cleveland and has been a member of the Board of Directors since 2018. Many of his family members have served in the Cleveland Fire department and are long-time members of FFCCU. Gary holds a BA from Columbia College and a JD g from Cleveland State University. He has worked for both Cuyahoga County and the US Attorney’s office in Cleveland during his legal career. Now retired, Gary and his wife live in Lakewood.

Barbara McCullough

Barb is a current Board Director of FFCCU and a fully vested member. She has an MBA in Finance and has spent 25 years teaching to all walks of life. Barb is a volunteer with the Foundation for Geauga Parks, Ohio Department of Natural Resources, Lorain County Spirit of America, and Girl Scouts of Northeast Ohio. Barb is a lifelong resident of the Cleveland area. She and her husband have one daughter.

Alyssa Garcia Evanoff

Alyssa Garcia Evanoff joined Firefighters Community Credit Union as the Chief Marketing Officer in February 2019. Alyssa has nearly two decades of experience in brand management and strategic marketing with a variety of organizations across the Greater Cleveland area. During her career, she has developed successful marketing and creative campaigns that have repositioned brand image and increased brand loyalty through emerging digital trends, content marketing and user experience strategy. Alyssa is a graduate of Miami University and sits on the board of the Cleveland chapter of the American Advertising Federation.

Jessica Bittner

Jessica Bittner joined FFCCU as a teller in 2009. In 2012 she was promoted to branch manager, and has managed multiple branches throughout the credit union. Jessica holds a Bachelors in Human Resource Management & Business Management, with a minor in accounting from Baldwin Wallace University. She was promoted to COO in 2021.

Kathleen Riggs

Kathleen Riggs joined FFCCU as Chief Retail Officer in 2013. Kathy has been in the financial services industry for over 25 years, holding a variety of positions. Kathleen received her bachelors degree in psychology from Kent State University and is a certified trainer of CUNA’s Creating Member Loyalty program.

Paul Humphrey

Paul Humphrey was born and raised in Northeast Ohio. He joined FFCCU in 2017 as the Chief Lending Officer. Paul is a graduate of Kent State University. He holds the designation of Certified Credit Union Financial Counselor (CCUFC) from CUNA. Paul has managed lending programs in both small and large credit unions and brings that unique perspective to serve the members of FFCCU.

John Carrick

John Carrick is the Chief Financial Officer of Firefighters Community Credit Union in Cleveland, Ohio. John was hired by Greater Cleveland Firefighters Credit Union (former name of Firefighters Community Credit Union) as an Accounting Assistant in February 1993, was promoted to acting CFO in 1995, and was awarded the position of CFO in 1996. John has assisted in the acquisition of multiple mergers for Firefighters Community Credit Union and has managed two different Merging Credit Unions during the merger process. John is a former member of the Audit Committee of the Cleveland Chapter of the Ohio Credit Union League. John holds a Bachelor of Business Administration degree from Cleveland State University.

Dennis Corrigan

Dennis has been a member of the Board of Directors since 2017. He is invested in forming bonds between the Credit Union and the community and helping members improve their economic situations. He has a strong desire to have a voice in the decision-making process of an institution that he was raised with and believes in. Dennis has been a part of the Cleveland Fire Department for 25 years and is currently a Captain. Dennis and his wife live in the Cleveland area with their three children.

Damian Borkowski

Damian has served on the Board of Directors for over 10 years. He has been the Citywide Service Manager for the City of Cleveland since 1983 and manages the demolition of houses and buildings. He holds degrees in Law and Engineering and is a member of the Ohio Bar. Damian lives with his wife in the Cleveland area. He has been a credit union member for 30 years.

Rich Bowman

Rich serves as the Chair of the Board of Directors and has been a board member since 2009. He has been a Cleveland Firefighter since 1989 and is presently a Battalion Chief serving the city’s lower west side. Rich is a founding member and Treasurer of the Firefighters Memorial Ride. Since their inception in 2004, they have donated over $250,000 to the families of fallen Fire, Police, and EMS workers. He has a bachelor’s degree in Business Administration with a minor in Finance from Cleveland State University.

James E. Polk

James is the Vice-Chair of the Board of Directors and has served on the Board since 1982. He has also held the position of Secretary. Jim is a retired Cleveland Firefighter after 30 years of service. He is the past treasurer of Fire Fighters Local 93 and served on the Union Executive Board for 18 years. Jim is also a former Worker’s Compensation Representative for Local 93 and the NOFF.

Bryan Gallagher

Bryan has served on the FFCCU Board of Directors since 2006 and looks forward to continuing to help the credit union move forward and provide quality services to members. Born and raised in Cleveland, Bryan and his wife live in Lakewood and have three grown children. He holds a degree in Communications from Cleveland State University and spent 40-years as a cameraman for the MLB and NBA. After 33 years, he retired as a Captain from the Cleveland Fire Department. He is a former Sergeant at Arms for Local 93 IAFF and was Secretary for the Firefighters Memorial.

Robert Schwind

Bob is a lifelong Cleveland resident and has been a member of FFCCU since 1993. He has served on the FFCCU board since 2019. Bob is a graduate of Cleveland State University and has served as a Cleveland firefighter for the past 28 years, becoming a lieutenant in 2002. He and his wife live in Cleveland and have two grown daughters.

James Andrews, Jr.

Jim has been a credit union member for over 40 years and has served on the Board of Directors since 2012. He has been a Cleveland Firefighter for 29 years, currently stationed at Engine Company 13. James has served on the Cleveland Firefighters Relief Fund board and was a former Union Steward and Committee Member for Firefighters Local 93. He and his wife have three children.

Take the Dare2Compare Challenge and See What You Could Save!

KUDOS!

-Denny J.

-Alan S.

Eric

-John S.

-Jerry T.

-Brooke G.

-Bridget E.

-The Freeborns

John D.

-Percaker G.

-David H.

-Amy B.

How Can An Account Review Help Me?

Dare2Compare Success Stories

We’re Not Just for Firefighters!

Schedule Your Account Review Today!

Account Review Information

Contact Information (Required)

Income / Expenses (Optional)

Accounts You Want to Review

Your Savings / Checking Accounts

Checking Accounts

Checking Account #1

Checking Account #2

Savings & Investments

Investments

Savings Account #1

Savings Account #2

Your Loans

Credit Card #1

Credit Card #2

Vehicle Loan #1

Vehicle Loan #2

Mortgages, Home Equity, HEL/LOC

Mortgage #1

Home Equity, HE/LOC

Additional Loan Obligation

Please Read Carefully Before Submitting:

ABA/Routing #: 241075726

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