FFCCU Blog
Retirement Rollover: What to Know When Starting a New Job
Starting a new job is exciting with new opportunities, new coworkers, and often, new benefits. But one piece that often gets overlooked in the transition is your old retirement account. Whether you have a 401(k), 403(b), 457(b), or pension, it’s important to understand your options before deciding what to do next. Today, Certified Financial Planner™, and… (read more)
Posted In: Guest Blog, Saving
Your Paycheck-to-Paycheck Holiday Survival Guide
The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady incomes are struggling to keep up with recent tariff… (read more)
Posted In: Saving
What is Rapid Transfer and How Do I Use It?
These days its completely normal to have money spread across a number of financial institutions (yes, we know you probably have a bank or a PayPal account too, we forgive you). But transferring funds from one institution to another has never been convenient. Especially with increased fraud prevention methods, the time between sending your money… (read more)
Posted In: FFCCU News and Info, Uncategorized
Why You Should Consider Refinancing Your Car Loan
Car payments can be a real nightmare – refinancing your auto loan can help. If you need to save money, free up cash for an emergency expense, or have sudden drop in income – lowering your monthly auto loan payment can help you tap into the extra funds you need. If your credit score has… (read more)
You Don’t Need a Bank: Gen Z Financial Literacy and Credit Unions
Generation Z (Born 1997 – 2012ish, it changes depending on who you ask) is stepping into the financial world with more tools—and more challenges—than any generation before. And for many, it can feel like things are looking bleak. Since Gen Z financial literacy isn’t always prioritized in schools, let’s paint the picture for you: Gen… (read more)
Posted In: Uncategorized
Building Your “Retirement Paycheck”: How Do You Continue to Get Paid When You Retire?
This article from guest blogger Nichole Coyle, CFP® CSLP® When we think about retirement, we often imagine more freedom, more time and, ideally, less stress. But there’s one question that can keep even the most prepared individuals up at night: “How do I get paid when I’m no longer working?” It’s a smart question, because… (read more)
Posted In: Guest Blog, Saving
How to Protect Yourself from Identity Fraud
Fraud Cost Americans $12.5 Billion in 2024. So you must be wondering how to protect yourself from identity fraud. According to the Federal Trade Commission, that $12.5 billion is an increase of 25% since 2023. Scammers, spoofers, fraudsters, and various other crooks are constantly changing up their tactics, targeting the most vulnerable, and pushing… (read more)
Posted In: FFCCU News and Info, Guest Blog
You’re Receiving Inherited Money – Now What?
By Nichole Coyle, CFP® So you’ve inherited money – what to do next? Receiving an inheritance can stir up a mix of emotions. Whether it’s expected or comes as a surprise, it’s common to feel overwhelmed by the possibilities, responsibilities, and even guilt. What should you do with the money? Should you pay off debt,… (read more)
Posted In: Guest Blog, Saving
Ohio Tax Free Weekend – Now Two Weeks (August 1 – 14, 2025)
If you are of a certain age, you likely have fond memories (or at least memories) of back-to-school shopping. Searching for that perfect Trapper Keeper three ring binder on a sweltering August evening, the aisles packed. That’s because your parents probably waited until one special weekend to check off all or most of your list… (read more)
Posted In: FFCCU News and Info, Ignite, Local Events, Sparky's Kids Club
