FFCCU Blog

7 Tips to Get Scholarships

If your sights are set on college, there’s a good chance you’ve submitted your applications to the schools you’re interested in already. It’s never too early to get started on the next step – paying down tuition for whichever school you choose. Fortunately, plenty of scholarships are still seeking applicants – including FFCCU! Every year,… (read more)

Cut the Holiday Spending and Make Memories

If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)

Charitable Strategy: Charitable Tax Deduction and Beyond

With holidays around the corner, what better time than now to consider giving to charity. It’s a popular way to do some good and maybe benefit from a charitable tax deduction. Charitable giving is not only an opportunity to make a difference in the world—it can be a savvy financial move when integrated into a… (read more)

The Adopt-A-Family Program and the Power of Giving

With the gift giving season right at the doorstep, we’re getting the lists ready. If you haven’t already started shopping, you might be eyeing deals and setting your budget. There’s excitement and anticipation in bringing that perfect present to someone whose eyes will light up with appreciation. And while we all focus on our families… (read more)

5 Reasons a Holiday Loan May be Right for You

Some financial institutions offer loans specifically intended to help borrowers cover holiday expenses. Between gifts, meals, travel, decorations, and more, the holidays can be a stressful and expensive time. Depending on your circumstances, it can sometimes help to take a small loan, typically to be repaid in a year or less. How can you know… (read more)

Teens and Budgeting: Mastering Money Management

You might be thinking that “teens and budgeting” advice boils down to: save your money. You’ve become a savvy saver – setting aside money for that big-ticket purchase you’ve been eyeing. For many teenagers: that may be your first car. Or it might be something fun or practical – like a new video game system… (read more)

First Time Car Buyer Guide

As a first-time car buyer, you might expect an overwhelming experience ahead of you. Between getting a loan, picking the right car, and negotiating price, there’s a lot to juggle. Consider this guide before you hit the gas on grabbing the wheel of your first ride.   Should You Be a First Time Car Buyer?… (read more)

Saving For Your Child’s Future

Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)

American Credit Unions: 90 Years of “People Helping People”

American credit unions are celebrating International Credit Union Day (October 17, 2024). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)

Why You Should Apply to Join Your Credit Union Board of Directors

Sometimes in the fall, you see the call: FFCCU is seeking nominees for our Board of Directors. It’s possible you’ve overlooked the message in the past. You might be thinking to yourself, “Surely, I can’t be part of a credit union board of directors? They won’t just nominate anyone, right?” But chances are, you can!… (read more)