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Money Saving Tips for 2024
The new year can bring the promise of a fresh start. Many people make resolutions to eat healthier, work out more, or spend more time enjoying a hobby. Resolutions are promises we make to ourselves that will help improve our lives in some way. So, why not resolve to be more financially prepared in 2024?… (read more)
Posted In: Guest Blog, Saving
How to Tackle Your Next Home Renovation Project: Get the 411 on What Needs to be Done
Whether you are refreshing a paint color, completely upgrading an existing space to make it more functional and inviting, or creating a brand new space, don’t let the thought of starting a home renovation project overwhelm you. We’ve laid out six essential renovation tips to think about before you begin. Define the Scope of Work … (read more)
Posted In: FFCCU Services, Lending, Lending
Our Parma Branch Is Now Open
Posted In: FFCCU News and Info
How a 529 Plan Could Help You Save for Higher Education
May 29th is National 529 Plan Day. In celebration, Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, breaks down the details of a 529 plan and the advantages and disadvantages of using one to save for education expenses. You may have heard the stats – Americans owe nearly $1.75 trillion in student loan debt, spread out among about 43 million… (read more)
Posted In: Guest Blog, Saving
How to Navigate New Car Financing in the 2022 Market
Driving past a car dealership rekindles memories of rows of shiny cars in all shapes and sizes. Nowadays, these same lots are vehicle ghost towns. The auto industry has experienced shortages of new vehicles, thanks to the pandemic and resulting supply chain issues like lack of microchips and other computerized parts modern cars require. If… (read more)
Posted In: auto loans
Why It’s a Good Idea to Have Vacation and Holiday Club Accounts
When’s the last time you went on vacation. Go ahead. Think about it for a minute. We’ll wait. If you can’t remember, (thanks COVID!) then you probably need to get away. Of course, if the funds in your savings account are low, perhaps due to Christmas shopping, you may want to open vacation and holiday… (read more)
Posted In: Saving, Tips For Managing Finances
Advantages of Buying a Used Car: What’s the Deal?
A lesson in the advantages of buying a used car. You’re sitting on the couch watching Netflix when your phone chimes. Your friend sent you a text. “Hey! I just bought a slick new car. It has a killer technology package and a wicked sound system. Dude! You have to see it. Hit me back… (read more)
Posted In: FFCCU Services, Lending, Lending
Five Tips to Keep You on Track for Tax Season
Filing your taxes can be, well taxing, so it’s best to be as prepared as possible before the deadline. While it is true that most money-saving options to defer income or accelerate deductions are limited after Dec. 31, there are still many steps you can take to make your tax-filing experience less expensive and easier…. (read more)
Posted In: Tips For Managing Finances
Financial Planning and Divorce
Divorce can be one of the most challenging life events. It is an emotional time and can bring about significant changes. Among the many adjustments that follow divorce, achieving financial independence can be intimidating. However, with careful planning, customized strategies, and a positive mindset, it is possible to regain financial stability and independence post-divorce. Here… (read more)
Posted In: Guest Blog, Tips For Managing Finances
6 Things You May Not Know about Certificates
You may have heard of a CD, certificate of deposit, or share certificate – it’s called many things, but no matter the name, a certificate is a great tool to have in your financial toolkit. But what are certificates anyway? And how do they work? 1. What is a Certificate? A certificate is a type… (read more)
Posted In: Saving