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Pain-Free Car Buying Tips
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)
Posted In: auto loans, Guest Blog
How A Credit Union Helps You Master Your Financial Future
While you may have a vague idea of what credit unions are, you may be unaware that they could help you master your financial future. But your first question may be, “what is a credit union?” Credit unions are not-for-profit financial institutions. That means the members, or people that open an account, own the financial… (read more)
Posted In: Member Perks
Board of Directors and Management
BOARD OF DIRECTORS Our Board of Directors is made up of members elected by the members. The board reviews and establishes policies for the credit union membership. Our executive team works closely with the board and the FFCCU team to maintain an efficient and growing financial institution. Learn more about our Board and Executives. RICH… (read more)
Why it’s Critical to get a Home Mortgage Pre-approval
Homes are selling fast in today’s market thanks to the rising demand. So, it’s crucial to have a competitive edge compared to other buyers. One way to stand out: get preapproved. If you are on the hunt for your dream home, here are four reasons it’s vital to get a home mortgage pre-approval before… (read more)
Posted In: FFCCU Services, Mortgage
Three Ways to Gift Funds to Family Members or Loved Ones
Today, guest Blogger, Nichole Coyle, Certified Financial Planner™, talks about three options for gifting funds to the people you love. Gifting to Family There are many ways to give gifts to those that you love. Gifts and donations come in many forms, both big and small. When we think of giving gifts, we often think… (read more)
Posted In: Guest Blog, Tips For Managing Finances
American Credit Unions: 90 Years of “People Helping People”
American credit unions are celebrating International Credit Union Day (October 17, 2024). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Guest Blog, Member Perks, Membership: Info to Know
9 Tips for Newlyweds: Marriage & Finances
Getting married and looking for money advice? Ready or ‘knot,’ guest blogger, Nichole Coyle, joins us today to discuss marriage and finances. Transitioning from handling finances individually to merging two different financial systems, spending patterns, savings approaches, and financial goals can be challenging. Talking about these topics prior to your wedding day or in the… (read more)
Posted In: Tips For Managing Finances
3 Tips When Shopping For A Used Car
Buying a new car is a big deal. There’s a lot to think about: financing, gas mileage, warranty, number of passengers it can fit, and so on. But things get even more complicated when, instead of a new car, it’s a used car you’re shopping for. Going the used car route can be tricky, but… (read more)
Posted In: Lending, Tips For Managing Finances
Why Having an Investment Strategy is Important for the Long-Term
In this blog post about from guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, she explores the importance of having an investment strategy. Read on to learn more. Investing and Finding Where You Put Money That You Want to Save Hiding your money under a mattress, as an investment strategy, is probably not a good idea…. (read more)
Posted In: Tips For Managing Finances
In a Cash Crunch Due to the Coronavirus? Use These Tips! (#3 May Surprise You)
As COVID-19 continues to spread in the U.S., many are starting to feel in a cash crunch. Businesses, schools, and other institutions are canceling events, closing offices, or allowing employees to work remotely to protect the health and safety of others. It’s crucial now more than ever to stay as financially healthy as possible due… (read more)
Posted In: Tips For Managing Finances