Search Results for: account review
The Realities of Paying Off Student Loans
College graduates in Ohio are entering the workforce with high hopes, bright futures, and plenty of student loans. The average annual cost of tuition in Ohio was $14,804 for the 2016-2017 academic year, according to CollegeCalc. That’s $1,218 higher than the U.S. average and ranks Ohio as the 20th most-expensive state or district in which… (read more)
Posted In: Tips For Managing Finances
Hey, Millennials! Are You Making These Credit Card Mistakes?
Credit cards are a nice thing to have. After all, if you want to travel, spend a little extra during the holidays, or buy a large-ticket item like a Smart TV, you can use a card. But if you misuse your credit, you may damage your financial health. And if you don’t know what… (read more)
Posted In: Lending, Tips For Managing Finances
Cut the Holiday Spending and Make Memories
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)
Posted In: Guest Blog, Saving
Financial Assistance
Enjoy Free Access to Financial Assistance with Greenpath Financial Experts As a valued member of FFCCU, your financial health is our priority, so we’ve partnered with the trusted national nonprofit GreenPath Financial Wellness to offer you free financial counseling, guidance, and educational resources. GreenPath is here to support you in making decisions that make your… (read more)
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
Do you know the credit union difference?
Did you know there’s an International Credit Union Day? There is! Annually, the third Thursday of October celebrates how credit unions across the nation help members reach their financial dreams through a “member first” philosophy. But why celebrate this? Because credit unions ARE different. And members have a stake in what happens, as part owners…. (read more)
Posted In: Membership: Info to Know
The Art of Giving: Charitable Donation Tax Deductions & Lessons for Future Generations
We contribute to charities for various reasons. While the potential for charitable donation tax deductions are a valuable benefit, there are more sincere motivations for giving. Some individuals give simply to experience the pure joy of helping others. Others do so out of a strong sense of social responsibility or to drive the changes they… (read more)
Posted In: Guest Blog
Pain-Free Car Buying Tips
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)
Posted In: auto loans, Guest Blog
Relationship Goals: 5 Ways To Keep Your Marriage Out Of The Red
It’s no secret that weddings are expensive; you plan for months, and when you return home from your honeymoon, the excitement of living your lives together begins with paying off wedding debt. For 62 percent of Ohioans, this means discussing finances as a couple for the first time, according to the Ohio Credit Union League’s… (read more)
Posted In: Dare2Compare, FFCCU News and Info
2024 Tax Changes – Tips for Filing
For many people, filing a tax return each year is a dreaded chore. You acclimated to the previous year’s expectations – but what will 2024 tax changes bring? Filing needn’t be so stressful. A little preparation and knowledge can ensure you submit on time and take advantage of any credits and deductions that will lower… (read more)
Posted In: Guest Blog, Tips For Managing Finances
