Search Results for: account review

Preventing Identity Theft

If you’ve been a victim of identity theft, you’re not alone. Thirty-three percent of Ohioans reported that they’d been victimized by fraud and/or identity theft in a year-end 2016 survey conducted by the Ohio Credit Union League. More could have suffered at the hands of fraudsters without knowing it yet. In 2015, Ohio had the… (read more)

How to Understand Credit Scores

Credit scores. Why does a three-digit number cause many people anxiety and stress? After all, it’s just a number. Right? Well, your credit score indicates how likely you’ll repay your debt. Credit unions, banks, and lenders use scores to decide if they’ll approve you for loans or credit cards. The tricky part is that you… (read more)

Everything Needs a Good Spring Cleaning, Even Your Finances

Here at FFCCU, we have lots of different ways to help you “tidy up” your finances. Taking a few minutes now to access your plan (or create one) can save you hours of stress and worry later. After all, a periodic check-up of your personal finances is always a great idea. How to Clean Up… (read more)

Three Ways to Gift Funds to Family Members or Loved Ones

Today, guest Blogger, Nichole Coyle, Certified Financial Planner™, talks about three options for gifting funds to the people you love. Gifting to Family There are many ways to give gifts to those that you love. Gifts and donations come in many forms, both big and small. When we think of giving gifts, we often think… (read more)

Flavors of Fraud: Who Pays for an Internet Scam?

Here’s a major bummer: just about everyone with a computer has been the target of an internet scam at some point. Fraudsters are just a regular part of our day. You might get more calls from “Scam Likely” than you do from your loved ones! We’re used to seeing fraud everywhere. So, after a while,… (read more)

Seven Ways to Organize Your Finances for 2023

January is a great time to create a checklist for yourself and set a plan for how you can better prepare your finances for the year ahead. This checklist will help you create a better plan of realistic goals for the short-term and long-term. Consumer Reports encourages you to be SMART about your finances. That… (read more)

Firefighters Community Credit Union Mobile App & Digital Banking – What You Need to Know

Fresh and futuristic features await! Whether you are upgrading from the previous Firefighters Community Credit Union mobile app, or diving into our digital banking experience for the first time, here are some essential tips to get you started on your digital banking journey. Keep in mind: all of the following applies to both online banking… (read more)

Six Ways to Get Your Personal Finances in Tip-Top Shape for the New Year

It’s finally a new year! 2020 was undoubtedly a different/challenging year for many, with the coronavirus pandemic impacting many people in different ways. The new year is an excellent opportunity to get your personal finances into shape and take a look at your money management goals. We’re here to help you reach those goals, whether… (read more)

6 Steps To Adult-Level Financing

It’s a good thing we learned about things like rhombuses, isosceles triangles, and covalent bonds in high school, right? We tend to use this knowledge on a daily basis and it often saves our lives. Without courses that covered this stuff, we would have had to learn useless things like how to be financially stable,… (read more)

Know Your Credit

People often have old debt with high-interest rates that may have seemed like a good deal in the past, but things can change. After improving a credit score, getting a raise, or just budgeting differently, you may find those rates are higher than you deserve. This could be costing you more and more money each… (read more)