Tag Archives: credit
Credit Score Range – Higher Score Benefits
High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)
Posted In: Lending, Lending, Tips For Managing Finances
Credit Score Changes: Your 2026 Playbook
If you have been hearing that about credit score changes, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not changing. The following guidebook from our financial wellness partners at… (read more)
Posted In: FFCCU News and Info, Lending, Lending
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
Come In, Save Money: Your First Dare2Compare
You may have heard us talk about it before, and you might have seen our television commercial for the Dare2Compare account review. Dare2Compare is a way that FFCCU could save you money. And it’s as easy as it sounds: a one-on-one meeting with a financial representative who will look through your individual situation and seek… (read more)
Posted In: Dare2Compare
The Difference Between Credit and Debit and Cash
What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)
Posted In: Checking, Guest Blog
